4045 Lewis St, Oceanside, CA 92056 Property Records

San Diego County property record for 4045 Lewis St, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1968
Lot Size	0.223 acres (9,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Apr 2017)
Tax Bill	$5,558 (2025)
Deeds & Mortgages	Oct 2019 Loan Modification Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`166-533-15-00`

Property Details

APN / Parcel Number

Primary APN	`166-533-15-00`
Alternative APN	`1665301500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	9,700 sqft (0.223 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	1665301500
Street Address	4045 LEWIS ST
City	OCEANSIDE
State	CA
Zip	92056-4256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 215 TR 005821
Legal Subdivision	ALTA VISTAS
Legal Tract	005821
Legal Block	1
Legal Lot Number	215
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	18518

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4045 LEWIS ST, OCEANSIDE, CA 92056-4256
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Loan Modification, Mortgage · FHA Mortgage MR COOPER
Oct 2, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 28, 2017	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Prior Sale	Apr 27, 2011 · Amount on Record
Deed Document Number	2017191103
Prior Transfer Date	Jul 2, 2007
Prior Transfer Doc	0000466757
Record Updated	Oct 29, 2026

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	4045 LEWIS ST, OCEANSIDE, CA 92056-4256
Document Number	0000487953
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 LEWIS ST OCEANSIDE CA 920564256, OCEANSIDE, CA 92056-4256

Mortgage

Document Number	0000487953
Date	Oct 28, 2019
Instrument	487953

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

Interest

Rate	4.25%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4045 LEWIS ST, OCEANSIDE, CA 92056-4256
Document Number	0000513607
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 LEWIS ST OCEANSIDE CA 920564256, OCEANSIDE, CA 92056-4256

Mortgage

Document Number	0000513607
Date	Nov 7, 2019
Instrument	513607

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2049

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2017
Property Address	4045 LEWIS ST, OCEANSIDE, CA 92056-4256
Document Number	0000191103
Map Reference	MAP5821
Instrument Date	Mar 25, 2017
Instrument	2017-0191103
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	EQUITY TITLE ORANGE COUNTY-I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4045 LEWIS ST, OCEANSIDE, CA 92056-4256

Mortgage

Document Number	0000191104
Date	Apr 28, 2017
Instrument	2017-0191104

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$497,185 (+2%) Land $285,617 Building $211,568
2025	$5,558.00 (+8.64%)	$487,437 (+4.04%) Land $280,017 Building $207,420
2023	$5,116.00 (+0.25%)	$468,511 Land $269,145 Building $199,366
2022	$5,103.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, GeoLinks, T-Mobile.

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