Lenawee County property record for 4045 Kelsey Ave, Adrian, MI 49221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,056 sqft · built 2005 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,900 (Mar 2020) |
| Tax Bill | $5,417 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Feb 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RA0-118-4740-00 |
| Primary APN | RA0-118-4740-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,056 sqft Living Area |
| 1st Floor Area | 2,056 sqft |
| Basement Area | 2,056 sqft |
| Unfinished Basement | 2,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Lot Area | 61,420 sqft (1.41 acres) |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4045 KELSEY AVE |
|---|---|
| City | ADRIAN |
| State | MI |
| Zip | 49221-3589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-1 |
| Legal Description | LD DES AS COMM AT THE S1/4 COR OF SEC 18 T6S R4E TH N88^58'34"E 1093.28 FT ALG THE S LI OF SD SEC & THE CNTRLI OF SUTTON RD |
| Legal Range | 04E |
| Legal Township | 06S |
| Legal Section | 18 |
| Jurisdiction | LENAWEE MI |
| Township / Civil Division | RAISIN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 60701 |
4045 Kelsey Ave is owned and occupied by two individuals who bought it in March 2020.
Source: Lenawee County records, as of July 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4045 KELSEY AVE, ADRIAN, MI 49221-3589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Feb 13, 2018 | Warranty Deed, Transfer |
| Mar 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2020 · Amount on File |
| Deed Sale | Mar 25, 2020 · Amount on File |
| Prior Sale | Feb 13, 2018 · Amount on File |
| Deed Book / Page | 2595 / 788 |
| Prior Transfer Date | Nov 4, 2011 |
| Prior Transfer Doc | 0024350163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LENAWEE MI |
| Recording Date | Mar 25, 2020 |
| Property Address | 4045 KELSEY AVE, ADRIAN, MI 49221-3589 |
| Document Number | 0025950788 |
| Book / Page | 002595 / 000788 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,304.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 726 LOVELAND RD ADRIAN MI 492211431, ADRIAN, MI 49221-1431 |
| Document Number | 25950789 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 002595/000789 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LENAWEE MI |
| Recording Date | Feb 13, 2018 |
| Property Address | 4045 KELSEY AVE, ADRIAN, MI 49221-3589 |
| Document Number | 0025580310 |
| Book / Page | 2558 / 310 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4197 SHADY DR, MANITOU BEACH, MI 49253-9537 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LENAWEE MI |
| Recording Date | Mar 3, 2017 |
| Property Address | 4045 KELSEY AVE, ADRIAN, MI 49221-3589 |
| Document Number | 0025400696 |
| Book / Page | 2540 / 0696 |
| Instrument Date | Mar 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,943.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4045 KELSEY AVE, 4045, ADRIAN, MI 49221-3589 |
| Name | Verified Name |
|---|---|
| Address | 511 W CANEEL DR, TECUMSEH, MI 49286-7507 |
| Document Number | 0025400697 |
|---|---|
| Date | Mar 3, 2017 |
| Book Page | 2540/0697 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 4045 Kelsey Ave was $5,417 with a homeowner's exemption.
Source: Lenawee County assessment roll, as of July 31, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lenawee County |
| County Subdivision | Raisin Township |
| Unified School District | Adrian City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,900 (-0.26%) | $387,800 (-0.26%) | |
| 2025 | $5,417.00 Homeowner's exemption | $194,400 | $388,800 |
| 2023 | $181,800 | $363,600 | |
| 2022 | $4,915.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4045 Kelsey Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 14, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4045 Kelsey Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
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