4045 Jay St, Wheat Ridge, CO 80033 Property Records

Jefferson County property record for 4045 Jay St, Wheat Ridge, CO 80033

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,499 sqft · built 1952
Lot Size	0.233 acres (10,149 sqft)
Owner	Individual Name on File
Last Sale	$527,500 (Aug 2021)
Tax Bill	$3,762 (2025)
Deeds & Mortgages	Aug 2021 Transfer Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-243-17-013`

Property Details

APN / Parcel Number

Primary APN	`39-243-17-013`
Alternative APNs	`300023759` `23759`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,499 sqft Living Area
Gross Area	1,951 sqft
1st Floor Area	1,499 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2018
Architectural Style	Ranch
Construction Type	Brick
Lot Area	10,149 sqft (0.233 acres)
Garage Type	Attached
Garage Area	252 sqft
Porch	Covered Porch
Porch Area	353 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300023759
Street Address	4045 JAY ST
City	WHEAT RIDGE
State	CO
Zip	80033-5018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 24 TOWNSHIP 03 RANGE 69 SUBDIVISIONCD 857800 SUBDIVISIONNAME WRIGHT BLOCK LOT 0007 SIZE: 10144 TRACT VALUE: .233
Legal Range	69W
Legal Township	03S
Legal Section	24
Legal Subdivision	WRIGHT
Legal Lot Number	0007
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	4
Census Block	4013
Census Tract	10603

Owner

4045 Jay St is owned and occupied by an individual who bought it in August 2021.

Source: Jefferson County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	4045 JAY ST, WHEAT RIDGE, CO 80033-5018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Intrafamily Transfer, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY
Aug 24, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 27, 2018	Warranty Deed, Transfer · Conventional Mortgage DAVID L JR BROWN
Jan 17, 2018	Grant Deed, Transfer · Conventional Mortgage UNIVERSAL LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021 · Amount on File
Deed Sale	Aug 24, 2021 · Amount on File
Prior Sale	Apr 27, 2018 · Amount on File
Deed Document Number	2021124586
Prior Transfer Date	Aug 17, 2021
Prior Transfer Doc	0000124585
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON CO
Recording Date	Aug 24, 2021
Property Address	4045 JAY ST, WHEAT RIDGE, CO 80033-5018
Document Number	0000124585
Instrument Date	Aug 17, 2021
Instrument	2021124585
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 JAY ST, WHEAT RIDGE, CO 80033-5018

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Aug 24, 2021
Property Address	4045 JAY ST, WHEAT RIDGE, CO 80033-5018
Document Number	0000124586
Instrument Date	Aug 17, 2021
Instrument	2021124586
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4045 JAY ST, 4045, WHEAT RIDGE, CO 80033-5018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 JAY ST, WHEAT RIDGE, CO 80033-5018

Mortgage

Document Number	0000124587
Date	Aug 24, 2021
Instrument	2021124587

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Apr 27, 2018
Property Address	4045 JAY ST, WHEAT RIDGE, CO 80033-5018
Document Number	0000038156
Instrument Date	Apr 27, 2018
Instrument	38156
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	ELITE TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 JAY ST WHEAT RIDGE CO 800335018, WHEAT RIDGE, CO 80033-5018

Mortgage

Document Number	38157
Date	Apr 27, 2018
Instrument	38157

Lender

Name	DAVID L JR BROWN
Address	8599 E LON AVE, CENTENNIAL, CO 80112
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON CO
Recording Date	Jan 17, 2018
Property Address	4045 JAY ST, WHEAT RIDGE, CO 80033-5018
Document Number	0000005038
Instrument Date	Jan 12, 2018
Instrument	5038
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 JAY ST WHEAT RIDGE CO 800335018, WHEAT RIDGE, CO 80033-5018

Mortgage

Document Number	5040
Date	Jan 17, 2018
Instrument	5040

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4045 Jay St was $3,762.

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Jefferson County
Municipality	Wheat Ridge City
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,762.00	$40,058 Land $18,546 Building $21,512	$640,928 Land $296,731 Building $344,197
2023	$3,138.00	$35,899 Land $16,370 Building $19,529	$590,800 Land $244,325 Building $346,475

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4045 Jay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4045 Jay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEAT RIDGE WATER DISTRICT serves 20,000 people · EPA ID CO0130842
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LiveWireNet, Starry.

Nearby Properties on Jay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures