4045 Forest Edge Dr, Commerce Township, MI 48382 Property Records

Oakland County property record for 4045 Forest Edge Dr, Commerce Township, MI 48382

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 2,628 sqft · built 1997
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (May 2025)
Tax Bill	$3,693 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E-17-06-101-026`

Property Details

APN / Parcel Number

Primary APN	`E-17-06-101-026`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,628 sqft Living Area
1st Floor Area	1,478 sqft
Basement Area	1,478 sqft
Unfinished Basement	1,478 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	20,038 sqft (0.46 acres)
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	494 sqft
Patio Area	494 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4045 FOREST EDGE DR
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-1094
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T2N, R8E, SEC 6 OAKLAND COUNTY CONDOMINIUM PLAN NO 956 NORTH RIDGE PRESERVE UNIT 14 L 15916 P 842 5-15-96 FR 101-015
Legal Range	08E
Legal Township	02N
Legal Section	06
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	14
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1004
Census Tract	135300

Owner

4045 Forest Edge Dr, a condominium, is owned and occupied by two individuals who bought it in May 2025.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4784 HALF PENNY CT, COMMERCE TOWNSHIP, MI 48382-2621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2018	Deed of Trust, Mortgage · Line of Credit HURON VALLEY STATE BANK
Mar 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage TEAM ONE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2025 · Amount on File
Deed Sale	May 23, 2025 · Amount on File
Prior Sale	Jun 8, 2012 · Amount on File
Deed Document Number	202563037
Deed Book / Page	60231 / 78
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4045 FOREST EDGE DR, COMMERCE TOWNSHIP, MI 48382-1094
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000162316
Date	Oct 2, 2018
Book Page	52235/00265
Instrument	162316

Lender

Name	HURON VALLEY STATE BANK
Type	Bank
Address	MILFORD, MI 48381

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4045 FOREST EDGE DR, COMMERCE TOWNSHIP, MI 48382-1094
Document Number	0000055401
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4045 FOREST EDGE DR COMMERCE TOWNSHIP MI 483821094, COMMERCE TOWNSHIP, MI 48382-1094

Mortgage

Document Number	0000055401
Date	Mar 24, 2020
Book Page	053981/000355
Instrument	55401

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	SAGINAW, MI 48607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 23, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 4045 Forest Edge Dr was $3,693 with a homeowner's exemption, down 33% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,693.00 (-33.04%) Homeowner's exemption	$255,320	$510,640
2024	$5,515.00
2023		$231,380	$462,760
2021	$4,671.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4045 Forest Edge Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4045 Forest Edge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MILFORD serves 6,366 people · EPA ID MI0004390
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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