4045 Fenner Rd, Cocoa, FL 32926 Property Records

Brevard County property record for 4045 Fenner Rd, Cocoa, FL 32926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,434 sqft · built 1987
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Sep 2018)
Tax Bill	$2,478 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-35-25-00-560`

Property Details

APN / Parcel Number

Primary APN	`24-35-25-00-560`
Alternative APNs	`24-35-25-00-00560.0-0000.00` `2407618`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,434 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	1,434 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2015
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	51,401 sqft
Garage Type	Detached
Garage Area	696 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	294 sqft
Deck Area	Deck Area
Patio Area	680 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2407618
Street Address	4045 FENNER RD
City	COCOA
State	FL
Zip	32926-4207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	PART OF NE 1/4 OF NW 1/4 OF SW 1/4 AS DES IN ORB 2698 PG 2046
Legal Range	35E
Legal Township	24S
Legal Section	25
Legal Subdivision	ACREAGE
Legal Block	560
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2010
Census Tract	62402

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4045 FENNER RD, COCOA, FL 32926-4207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 6, 2021	Deed of Trust, Mortgage · FHA Mortgage FINANCIAL FREEDOM MORTGAGE LLC
Jan 22, 2020	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Sep 11, 2018	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2018 · Amount on Record
Deed Sale	Sep 11, 2018 · Amount on Record
Prior Sale	Aug 26, 2015 · Amount on Record
Deed Document Number	2018204272
Deed Book / Page	8259 / 2089
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4045 FENNER RD, COCOA, FL 32926-4207
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093722533
Date	Dec 31, 2021
Book Page	9372/2533
Instrument	2021338621

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4045 FENNER RD, COCOA, FL 32926-4207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EAGLE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 FENNER RD, COCOA, FL 32926-4207

Mortgage

Document Number	0089732915
Date	Jan 6, 2021
Book Page	8973/2915
Instrument	2021003253

Lender

Name	FINANCIAL FREEDOM MORTGAGE LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4045 FENNER RD, COCOA, FL 32926-4207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086430319
Date	Jan 22, 2020
Book Page	8643/0319
Instrument	2020015301

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 11, 2018
Property Address	4045 FENNER RD, COCOA, FL 32926-4207
Document Number	0082592089
Book / Page	8259 / 2089
Instrument Date	Sep 10, 2018
Instrument	2018204272
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	TITLE SOLUTIONS OF FLORIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2599 EMPIRE AVE, 2599, MELBOURNE, FL 32934-7577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 FENNER RD, COCOA, FL 32926-4207

Mortgage

Document Number	2018204273
Date	Sep 11, 2018
Instrument	2018204273

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,100 (+2.7%)	$254,790 (-0.55%)
2025	$2,478.00 (+9.65%) Homeowner's exemption	$181,210 (+5.98%)	$256,200 (-0.71%) Land $47,200 Building $209,000
2023	$2,260.00 (+7.11%) Homeowner's exemption	$170,990 (+3%)	$258,030 (+16.76%) Land $30,040 Building $227,990
2022	$2,110.00 Homeowner's exemption	$166,010	$220,990 Land $30,040 Building $190,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	6 (2008–2017)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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