4045 Edward St, Melbourne, FL 32901 Property Records

Brevard County property record for 4045 Edward St, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 874 sqft · built 1964
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Aug 2023)
Tax Bill	$2,249 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-15-52-8-5`

Property Details

APN / Parcel Number

Primary APN	`28-37-15-52-8-5`
Alternative APNs	`28-37-15-52-00008.0-0005.00` `2827294`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	874 sqft Living Area
Gross Area	1,380 sqft
1st Floor Area	874 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	319 sqft
Carport	Carport
Carport Area	319 sqft
Porch	Florida Room
Porch Area	110 sqft
Utility Building	77 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	2827294
Street Address	4045 EDWARD ST
City	MELBOURNE
State	FL
Zip	32901-8611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	CROWN HEIGHTS 2ND ADDN LOT 5 BLK 8
Legal Range	37E
Legal Township	28S
Legal Section	15
Legal Subdivision	CROWN HEIGHTS 2ND ADDN
Legal Block	8
Legal Lot Number	5
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2013
Census Tract	65127

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4045 EDWARD ST, MELBOURNE, FL 32901-8611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 10, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 11, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 7, 2019	Warranty Deed, Transfer ALLIANCE TITLE INSURANCE AGENCY INC, ALLIANCE TITLE INS AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Prior Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	2023169433
Deed Book / Page	9859 / 1099
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 10, 2023
Property Address	4045 EDWARD ST, MELBOURNE, FL 32901-8611
Document Number	0098591099
Book / Page	9859 / 1099
Map Reference	MB 14 PG 62
Instrument Date	Aug 9, 2023
Instrument	2023169433
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	THE TITLE STATION INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1398 DARRYL DR, SAN JOSE, CA 95130-1314

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4045 EDWARDS ST, MELBOURNE, FL 32901-8611

Mortgage

Document Number	0098591103
Date	Aug 10, 2023
Instrument	9859/1103

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 10, 2023
Property Address	4045 EDWARD ST, MELBOURNE, FL 32901-8611
Document Number	0098591101
Book / Page	9859 / 1101
Map Reference	MB 14 PG 62
Instrument Date	Aug 8, 2023
Instrument	2023169434
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	THE TITLE STATION INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1398 DARRYL DR, SAN JOSE, CA 95130-1314

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4045 EDWARDS ST, MELBOURNE, FL 32901-8611

Mortgage

Document Number	0098591124
Date	Aug 10, 2023
Instrument	9859/1124

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 11, 2022
Property Address	4045 EDWARD ST, MELBOURNE, FL 32901-8611
Document Number	0095562675
Book / Page	9556 / 2675
Map Reference	MB 14 PG 62
Instrument Date	Jul 6, 2022
Instrument	2022171696
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	FOUNDATION TTL & STLMT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1904A HIGHWAY A1A, INDIAN HARBOUR BEACH, FL 32937-3523

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4045 EDWARDS ST, MELBOURNE, FL 32901-8611

Mortgage

Document Number	0095562680
Date	Jul 11, 2022
Instrument	9556/2680

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 7, 2019
Property Address	4045 EDWARDS ST, MELBOURNE, FL 32901-8611
Document Number	0084580364
Book / Page	008458 / 000364
Instrument Date	Jun 5, 2019
Instrument	123081
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	ALLIANCE TITLE INSURANCE AGENCY INC, ALLIANCE TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$630.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	340 S TROPICAL TRL MERRITT ISLAND FL 32952, MERRITT ISLAND, FL 32952

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,580 (+2.69%)	$172,460 (+6.32%)
2025	$2,249.00 (-20.25%) Homeowner's exemption	$162,210 (+4.48%) Land $70,000 Building $92,210	$162,210 (+4.48%) Land $70,000 Building $92,210
2023	$2,820.00 (+65.11%)	$155,260 (+40.75%) Land $60,000 Building $95,260	$155,260 (+40.75%) Land $60,000 Building $95,260
2022	$1,708.00	$110,310 Land $50,000 Building $60,310	$110,310 Land $50,000 Building $60,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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