4045 E Hanover Ct, West Bloomfield, MI 48323 Property Records

Oakland County property record for 4045 E Hanover Ct, West Bloomfield, MI 48323

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,726 sqft · built 1978
Lot Size0.452 acres (19,689 sqft)
OwnerIndividual Name on Record
Last Sale$810,017 (May 2021)
Tax Bill$9,224 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNX-18-13-153-010

Property Details

APN / Parcel Number

Primary APNX-18-13-153-010

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area4,726 sqft Living Area
1st Floor Area3,033 sqft
Basement Area2,433 sqft
Finished Basement2,433 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Foundation TypeRaised
Roof TypeGable
Lot Area19,689 sqft (0.452 acres)
Lot Dimensions172 ft deep x 112 ft wide
Garage Area809 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area203 sqft
Deck Area348 sqft
Patio Area348 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4045 E HANOVER CT
CityWEST BLOOMFIELD
StateMI
Zip48323-3106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R9E, SEC 13 LONG LAKE ESTATES SUB LOT 35
Legal Range09E
Legal Township02N
Legal Section13
Legal SubdivisionLAKE ESTATES SUB
Legal Lot Number35
JurisdictionOAKLAND MI
Township / Civil DivisionWEST BLOOMFIELD
Census Block Group2
Census Block2009
Census Tract156300

Owner

Source: Oakland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5980 SHILLINGHAM DR, WEST BLOOMFIELD, MI 48322-1559
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
LAKE MICHIGAN CU
May 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
LAKE MICHIGAN CU
May 6, 2021Warranty Deed, Transfer
PEAK TITLE AGENCY, PEAK TITLE AGENCY CO
Jun 15, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
STRONG HOME MORTGAGE LLC
Aug 16, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 19, 2017Warranty Deed, Transfer
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2021 · Amount on Record
Deed SaleMay 6, 2021 · Amount on Record
Deed Document Number2021120492
Deed Book / Page56198 / 232
Prior Transfer DateMay 16, 2020
Prior Transfer Doc0000114698
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4045 E HANOVER CT, WEST BLOOMFIELD, MI 48323-3106
Transaction TypeMortgage
Record UpdatedFeb 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5980 SHILLINGHAM DR, WEST BLOOMFIELD, MI 48322-1559

Mortgage

Document Number0000122586
DateMay 10, 2021
Book Page56213/100
Instrument122586
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressFLINT, MI 48501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4045 E HANOVER CT, WEST BLOOMFIELD, MI 48323-3106
Transaction TypeMortgage
Record UpdatedFeb 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5980 SHILLINGHAM DR, WEST BLOOMFIELD, MI 48322-1559

Mortgage

Document Number0000121705
DateMay 7, 2021
Book Page56207/49
Instrument121705
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMay 6, 2021
Property Address4045 E HANOVER CT, WEST BLOOMFIELD, MI 48323-3106
Document Number0000120492
Book / Page56198 / 232
Map ReferenceLB 149 PG 19-22
Instrument DateApr 30, 2021
Instrument120492
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyPEAK TITLE AGENCY, PEAK TITLE AGENCY CO

Transaction

AmountAmount Recorded
Tax$6,970.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4045 E HANOVER CTLAST, WEST BLOOMFIELD, MI 48323

Transferred To (Grantee/Buyer)

NameVerified Name
Address5980 SHILLINGHAM DR, WEST BLOOMFIELD, MI 48322-1559

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJun 15, 2020
Property Address4045 E HANOVER CT, WEST BLOOMFIELD, MI 48323-3106
Document Number0000114698
Book / Page54352 / 387
Map ReferenceLB 149 PG 19-22
Instrument DateMay 16, 2020
Instrument114698
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanySOLIDIFI

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4045 E HANOVER CT, WEST BLOOMFIELD, MI 48323-3106

Mortgage

Document Number0054352389
DateJun 15, 2020
Instrument54352/389
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2035

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateAug 16, 2019
Property Address4045 E HANOVER CT, WEST BLOOMFIELD, MI 48323-3106
Document Number0000132213
Book / Page053144 / 000768
Instrument DateAug 12, 2019
Instrument132213
Transaction TypeTransfer
Record UpdatedSep 12, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4045 E HANOVER CT WEST BLOOMFIELD MI 483233106, WEST BLOOMFIELD, MI 48323-3106

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 19, 2017
Property Address4045 E HANOVER CT, WEST BLOOMFIELD, MI 48323-3106
Document Number0000193731
Book / Page051193 / 000464
Instrument DateJul 25, 2017
Instrument193731
Transaction TypeTransfer
Record UpdatedDec 11, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5450 MURRAY CT WATERFORD MI 483271764, WATERFORD, MI 48327-1764

Mortgage

Document Number141361
DateOct 19, 2017
Book Page050907/000321
Instrument141361
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
AmountAmount Recorded
Term360 Months
DueOct 18, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionWest Bloomfield Charter Township
Unified School DistrictBloomfield Hills School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,224.00 (-49.02%)$390,730 (+21.63%) Land $42,500 Building $348,230$781,460 (+21.63%) Land $85,000 Building $696,460
2024$18,094.00 (+13.77%)
2023$642,500 Land $85,000 Building $557,500
2022$15,904.00$321,250 Land $42,500 Building $278,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMFIELD TOWNSHIP
serves 41,691 people · EPA ID MI0000790
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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