Washington County property record for 4045 Covington Pl, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,030 sqft · built 1979 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $113,500 (Jan 2019) |
| Tax Bill | $2,102 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-0120-0004 |
| Primary APN | 01-0120-0004 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,030 sqft Heated Area |
| Gross Area | 2,382 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Finished |
| Garage Area | 559 sqft |
| Porch | Open Porch |
| Porch Area | 280 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000101200004 |
|---|---|
| Street Address | 4045 COVINGTON PL |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-3027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNNY HILLS UNIT #1 LOT 4 ORB 1136 P 388 BLK 0120 |
| Legal Range | 14W |
| Legal Township | 02N |
| Legal Section | 35 |
| Legal Subdivision | SUNNY HILLS |
| Legal Block | 120 |
| Legal Lot Number | 4 |
| Legal Unit | 1 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1196 |
| Census Tract | 970301 |
Source: Washington County records · APN 01-0120-0004
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4045 COVINGTON PL, CHIPLEY, FL 32428-3027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jan 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 28, 2019 · Amount on Record |
| Deed Sale | Jan 28, 2019 · Amount on Record |
| Deed Document Number | 0001136388 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 4045 COVINGTON PL, CHIPLEY, FL 32428-3027 |
| Document Number | 0067004901 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4045 COVINGTON PL CHIPLEY FL 324283027, CHIPLEY, FL 32428-3027 |
| Document Number | 0067004901 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 001182/000104 |
| Instrument | 67004901 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 27, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jan 30, 2019 |
| Property Address | 4045 COVINGTON PL, CHIPLEY, FL 32428-3027 |
| Document Number | 0067000711 |
| Book / Page | 001136 / 000388 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 67000711 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $794.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4045 COVINGTON PL CHIPLEY FL 324283027, CHIPLEY, FL 32428-3027 |
| Document Number | 67000712 |
|---|---|
| Date | Jan 30, 2019 |
| Book Page | 001136/000390 |
| Instrument | 67000712 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2049 |
Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,102.00 (+7.91%) | $156,064 (-2.51%) Land $10,000 Building $146,064 | $156,064 (-2.51%) Land $10,000 Building $146,064 |
| 2024 | $1,948.00 (+47.46%) | $160,083 (+55.66%) Land $7,000 Building $153,083 | $160,083 (+55.66%) Land $7,000 Building $153,083 |
| 2023 | $1,321.00 (+9.17%) | $102,844 (+10.35%) Land $5,000 Building $97,844 | $102,844 (+10.35%) Land $5,000 Building $97,844 |
| 2022 | $1,210.00 | $93,200 Land $3,500 Building $89,700 | $93,200 Land $3,500 Building $89,700 |
Source: FEMA National Flood Hazard Layer as of July 4, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 16 (1994–2021) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Nov 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
May also be available: Verizon.
Based on FCC filings for 37 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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