4045 Chaumont Dr, Cary, NC 27518 Property Records

Wake County property record for 4045 Chaumont Dr, Cary, NC 27518 · Last verified April 2024

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,846 sqft · built 2017
Lot Size0.189 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$511,000 (Feb 2018)
Tax Bill$4,947 (2023)
Deeds & MortgagesFeb 2026 Line of Credit
Sep 2022 Line of Credit
+ 6 more
Flood ZoneZone X (minimal risk)
APN0760.01-38-8556 0439300

Property Details

APN / Parcel Number

Primary APN0760.01-38-8556 0439300
Alternative APN
  • 0439300

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,846 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Lot Area8,276 sqft (0.189 acres)
Garage Area460 sqft
PorchPorch
Porch Area185 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0439300
Street Address4045 CHAUMONT DR
CityCARY
StateNC
Zip27518-6414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLO74 KILDAIRE CROSSING PH2 BM2016-01243
Legal SubdivisionKILDAIRE CROSSING
Legal Phase2
Legal Lot Number74
JurisdictionWAKE NC
Township / Civil DivisionSWIFT CREEK
Census Block Group1
Census Block1029
Census Tract53421

Owner

Source: Wake County records · APN 0760.01-38-8556 0439300

Assessment roll updated January 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4045 CHAUMONT DR, CARY, NC 27518-6414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2026Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Sep 09, 2022Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Apr 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOFI LENDING CORP
Sep 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 23, 2019Deed of Trust, Mortgage · Conventional with PMI
SOFI LNDG
Feb 05, 2018Grant Deed, Subdivision Related Transfer
OVM FIN'L
Jul 14, 2017Loan Modification, Mortgage
ATTORNEY ONLY
Jul 14, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 05, 2018 · Amount on Record
Deed SaleFeb 05, 2018 · Amount on Record
Prior SaleJul 14, 2017 · Amount on Record
Deed Document Number0170372126
Deed Book / Page17037 / 2126
Record UpdatedJun 07, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address4045 CHAUMONT DR, CARY, NC 27518-6414
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number020133/847
DateFeb 02, 2026
Book Page20133/847
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address4045 CHAUMONT DR, CARY, NC 27518-6414
Transaction TypeMortgage
Record UpdatedSep 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4045 CHAUMONT DR, CARY, NC 27518-6414

Mortgage

Document Number19142/2547
DateSep 09, 2022
Book Page19142/2547
Lender
NameFIFTH THIRD BANK NA
TypeBank
Address48263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueJul 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address4045 CHAUMONT DR, CARY, NC 27518-6414
Transaction TypeMortgage
Record UpdatedMay 05, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number18437/2449
DateApr 05, 2021
Book Page18437/2449
Lender
NameSOFI LENDING CORP
TypeLending Institution
AddressSALT LAKE CITY, UT 84121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address4045 CHAUMONT DR, CARY, NC 27518-6414
Transaction TypeMortgage
Record UpdatedMay 05, 2022
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number18698/1306
DateSep 15, 2021
Book Page18698/1306
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address4045 CHAUMONT DR, CARY, NC 27518-6414
Document Number175882325
Instrument DateSep 23, 2019
Transaction TypeMortgage
Record UpdatedOct 08, 2019
Title CompanyMERIDIAN NATIONAL TITLE, MERIDIAN NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4045 CHAUMONT DR CARY NC 275186414, CARY, NC 27518-6414

Mortgage

Document Number175882325
DateSep 26, 2019
Book Page017588/002325
Lender
NameSOFI LNDG
AddressCOTTONWOOD HEIGHTS, UT 84121
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 25, 2049

February 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionWAKE NC
Recording DateFeb 05, 2018
Property Address4045 CHAUMONT DR, CARY, NC 27518-6414
Document Number170372126
Book / Page017037 / 002126
Instrument DateFeb 05, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,022.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4045 CHAUMONT DR CARY NC 275186414, CARY, NC 27518-6414

Mortgage

Document Number170372128
DateFeb 05, 2018
Book Page017037/002128
Lender
NameOVM FIN'L
AddressCHESAPEAKE, VA 23320
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 04, 2048

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWAKE NC
Property Address4045 CHAUMONT DR, CARY, NC 27518-6414
Document Number168452472
Instrument DateJul 14, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1405 OLD ALABAMA RD #200 ROSWELL GA 300762168, 200, ROSWELL, GA 30076-2168
InvestorPossibly a Property Investor

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWAKE NC
Recording DateJul 14, 2017
Property Address4045 CHAUMONT DR, CARY, NC 27518-6414
Document Number168452467
Book / Page016845 / 002467
Instrument DateJul 14, 2017
Transaction TypeTransfer
Record UpdatedJul 24, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$186.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5711 SIX FORKS RD #300 RALEIGH NC 276093888, 300, RALEIGH, NC 27609-3888
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Wake County records · Assessment roll updated January 1, 2023 · Last verified April 2024

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityCary Town
CountyWake County
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$4,947.00$491,751 Land $100,000 Building $391,751$491,751 Land $100,000 Building $391,751

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wake County (37183C), updated September 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371830534211, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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