4045 Buffalo Rd, Auburn, CA 95602 Property Records

Placer County property record for 4045 Buffalo Rd, Auburn, CA 95602

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,034 sqft · built 1983
Lot Size	7.2 acres (313,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Oct 2020)
Tax Bill	$8,421 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026-380-006-000`

Property Details

APN / Parcel Number

Primary APN	`026-380-006-000`
Alternative APN	`026-380-006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,034 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	313,632 sqft
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4045 BUFFALO RD
City	AUBURN
State	CA
Zip	95602-7902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FBX
Legal Description	7.2 AC L 5 COLD STREAM RANCH
Legal Subdivision	COLD STREAM RANCH
Legal Lot Number	5
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1013
Census Tract	21604

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4045 BUFFALO RD, AUBURN, CA 95602-7902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 9, 2020	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 1, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Prior Sale	Mar 1, 2018 · Amount on Record
Deed Document Number	2020113854
Prior Transfer Date	Feb 28, 1994
Prior Transfer Doc	0000030176
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4045 BUFFALO RD, AUBURN, CA 95602-7902
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 BUFFALO RD, AUBURN, CA 95602-7902

Mortgage

Document Number	0000016138
Date	Mar 23, 2026
Instrument	2026-0016138

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4045 BUFFALO RD, AUBURN, CA 95602-7902
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 BUFFALO RD, AUBURN, CA 95602-7902

Mortgage

Document Number	0000145796
Date	Nov 30, 2021
Instrument	2021-0145796

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Oct 9, 2020
Property Address	4045 BUFFALO RD, AUBURN, CA 95602-7902
Document Number	0000113854
Map Reference	MB L PG 53
Instrument Date	Oct 7, 2020
Instrument	2020-0113854
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4045 BUFFALO RD, AUBURN, CA 95602-7902

Mortgage

Document Number	0000113855
Date	Oct 9, 2020
Instrument	2020-0113855

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 1, 2018
Property Address	4045 BUFFALO RD, AUBURN, CA 95602-7902
Document Number	0000013369
Instrument Date	Feb 27, 2018
Instrument	13369
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$495.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2351 SUNSET BLVD #170-727 ROCKLIN CA 957654338, 170-72, ROCKLIN, CA 95765-4338

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$836,932 (+2%) Land $220,814 Building $616,118
2025	$8,421.00 (-0.24%) Homeowner's exemption	$820,523 (+4.04%) Land $216,485 Building $604,038
2024	$8,441.00 (+1.03%)
2023	$8,355.00 (+3.76%) Homeowner's exemption	$788,664 Land $208,080 Building $580,584
2022	$8,052.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 67% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30

May also be available: Astound Broadband, AT&T, Verizon.

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