Merced County property record for 4045 Boulder Creek Ct, Merced, CA 95348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,145 sqft · built 2018 |
| Lot Size | 0.125 acres (5,427 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Jan 2021) |
| Tax Bill | $5,573 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jan 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-193-020-000 |
| Primary APN | 206-193-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,145 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Wood |
| Lot Area | 5,427 sqft (0.125 acres) |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 394 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 206-193-020 |
|---|---|
| Street Address | 4045 BOULDER CREEK CT |
| City | MERCED |
| State | CA |
| Zip | 95348-9551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LANTANA ESTATES PHASE 1 LOT 56 |
| Legal Subdivision | LANTANA ESTATE |
| Legal Lot Number | 56 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1008 |
4045 Boulder Creek Ct is owned and occupied by an individual who bought it in January 2021.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4045 BOULDER CREEK CT, MERCED, CA 95348-9551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Jan 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC |
| Jan 27, 2021 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Jan 27, 2021 | Grant Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Feb 7, 2018 | Grant Deed FIRST AMERICAN TITLE |
| Nov 30, 2017 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2021 · Amount on File |
| Deed Sale | Jan 27, 2021 · Amount on File |
| Prior Sale | Feb 7, 2018 · Amount on File |
| Deed Document Number | 20213657 |
| Prior Transfer Date | Jan 26, 2021 |
| Prior Transfer Doc | 0000003656 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 4045 BOULDER CREEK CT, MERCED, CA 95348-9551 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4045 BOULDER CREEK CT, MERCED, CA 95348-9551 |
| Document Number | 0000032719 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2025032719 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 13, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 4045 BOULDER CREEK CT, MERCED, CA 95348-9551 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 4045 BOULDER CREEK CT, MERCED, CA 95348-9551 |
| Document Number | 0000000766 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 2023000766 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jan 27, 2021 |
| Property Address | 4045 BOULDER CREEK CT, MERCED, CA 95348-9551 |
| Document Number | 0000003656 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 3656 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 4045 BOULDER CREEK CT MERCED CA 953489551, MERCED, CA 95348-9551 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jan 27, 2021 |
| Property Address | 4045 BOULDER CREEK CT, MERCED, CA 95348-9551 |
| Document Number | 0000003657 |
| Map Reference | MB 77 PG 25-27 |
| Instrument Date | Jan 5, 2021 |
| Instrument | 2021003657 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4045 BOULDER CREEK CT, MERCED, CA 95348-9551 |
| Document Number | 0000003658 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021003658 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 7, 2018 |
| Property Address | 4045 BOULDER CREEK CT, MERCED, CA 95348-9551 |
| Document Number | 0000003764 |
| Instrument Date | Feb 6, 2018 |
| Instrument | 3764 |
| Record Updated | Mar 5, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $627.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 226 SAINT NICHOLAS CT FREMONT CA 945393809, FREMONT, CA 94539-3809 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 30, 2017 |
| Property Address | 4045 BOULDER CREEK CT, MERCED, CA 95348-9551 |
| Document Number | 0000040517 |
| Instrument Date | Nov 28, 2017 |
| Instrument | 40517 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $627.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 226 SAINT NICHOLAS CT FREMONT CA 945393809, FREMONT, CA 94539-3809 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 4045 Boulder Creek Ct was $5,573 with a homeowner's exemption, up 5% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $386,300 (+2%) Land $93,846 Building $292,454 | |
| 2025 | $5,573.00 (+4.97%) Homeowner's exemption | $378,726 Land $92,006 Building $286,720 |
| 2024 | $5,309.00 (+1.86%) | |
| 2023 | $5,212.00 (+2.38%) Homeowner's exemption | $364,022 Land $88,434 Building $275,588 |
| 2022 | $5,091.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4045 Boulder Creek Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4045 Boulder Creek Ct is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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