Sacramento County property record for 4045 Bainbridge Dr, North Highlands, CA 95660
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,891 sqft · built 1972 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $121,000 (Jun 2008) |
| Tax Bill | $2,101 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 219-0195-025-0000 |
| Primary APN | 219-0195-025-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,891 sqft Living Area |
| 1st Floor Area | 1,311 sqft |
| Bonus Room | Bonus Room |
| Family Room | Family Room |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4045 BAINBRIDGE DR |
|---|---|
| City | NORTH HIGHLANDS |
| State | CA |
| Zip | 95660-2852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | LARCHMONT VILLAGE 26 EXC M/R, LOT 3123 |
| Legal Subdivision | LARCHMONT VILLAGE 26 EXC M/R |
| Legal Lot Number | 3123 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 7434 |
4045 Bainbridge Dr is owned and occupied by two individuals who bought it in June 2008.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4045 BAINBRIDGE DR, NORTH HIGHLANDS, CA 95660-2852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2020 | Grant Deed, Transfer · Conventional with PMI HOMETOWN LNDRS |
| Jun 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2008 · Amount on File |
| Deed Sale | Jun 10, 2008 · Amount on File |
| Prior Sale | Nov 20, 2007 · Amount on File |
| Deed Book / Page | 20080610 / 1622 |
| Prior Transfer Date | Jul 19, 2006 |
| Prior Transfer Doc | 0000001528 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Sep 30, 2020 |
| Property Address | 4045 BAINBRIDGE DR, NORTH HIGHLANDS, CA 95660-2852 |
| Document Number | 2009302807 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 2009302807 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $297.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4045 BAINBRIDGE DR NORTH HIGHLANDS CA 956602852, NORTH HIGHLANDS, CA 95660-2852 |
| Document Number | 2009302808 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2009302808 |
| Name | HOMETOWN LNDRS |
|---|---|
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4045 BAINBRIDGE DR, NORTH HIGHLANDS, CA 95660-2852 |
| Document Number | 2006111112 |
| Instrument Date | Jun 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4045 BAINBRIDGE DR NORTH HIGHLANDS CA 956602852, NORTH HIGHLANDS, CA 95660-2852 |
| Document Number | 2006111112 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 2006111112 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 10, 2040 |
The 2025 property tax bill for 4045 Bainbridge Dr was $2,101 with a homeowner's exemption, up 5.2% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | Twin Rivers Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $188,030 (+2%) Land $93,775 Building $94,255 | |
| 2025 | $2,101.00 (+5.16%) Homeowner's exemption | $184,344 Land $91,937 Building $92,407 |
| 2024 | $1,998.00 (-0.65%) | |
| 2023 | $2,011.00 (+6.35%) Homeowner's exemption | $177,188 Land $88,368 Building $88,820 |
| 2022 | $1,891.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4045 Bainbridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4045 Bainbridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Succeed.Net, Verizon.
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