4045 Arnold St NE, Keizer (Salem), OR 97303 Property Records

Marion County property record for 4045 Arnold St NE, Keizer, OR 97303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,095 sqft · built 1963
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,615 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`073W02DC03200`

Property Details

APN / Parcel Number

Primary APN	`073W02DC03200`
Alternative APN	`565588`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,095 sqft Living Area
Gross Area	1,527 sqft
1st Floor Area	1,095 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1994
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	432 sqft
Driveway	Driveway
Driveway Area	350 sqft
Parking Spaces	2 Parking Spaces
Patio Area	200 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	565588
Street Address	4045 ARNOLD ST NE
City	KEIZER
State	OR
Zip	97303-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ARNOLD SUBDIVISION, RE-SUBDIVISION BLKS 1, 2, 3, 6 BLOCK 6 LOT 12 ACRES .16
Legal Range	03W
Legal Township	07S
Legal Section	02
Legal Subdivision	ARNOLD SUBDIVISION, RE-SUBDIVISION BLKS
Legal Block	6
Legal Lot Number	12
Jurisdiction	MARION OR
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1007
Census Tract	1503

Owner

4045 Arnold St NE is owned and occupied by two individuals who acquired it in October 2021.

Source: Marion County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4045 ARNOLD ST NE, KEIZER, OR 97303-3901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · VA Mortgage NATIONS DIRECT MORTGAGE
Oct 29, 2021	Intrafamily Transfer, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 25, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONS DIRECT MTG
Nov 1, 2019	Deed of Trust, Mortgage · VA Mortgage NATIONS DIRECT MTG
Feb 1, 2019	Deed of Trust, Mortgage · VA Mortgage NATIONS DIRECT MTG
Aug 14, 2017	Warranty Deed, Transfer · VA Mortgage CMG FIN'L
Jun 28, 2017	Grant Deed, Transfer AMERITITLE
Jun 28, 2017	Quit Claim Deed, Transfer AMERITITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021
Deed Sale	Oct 29, 2021
Prior Sale	Aug 14, 2017 · Amount on File
Deed Document Number	202163502
Deed Book / Page	4557 / 325
Prior Transfer Date	Oct 12, 2021
Prior Transfer Doc	0045570325
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Recording Date	Jul 7, 2026
Property Address	4045 ARNOLD ST NE, KEIZER, OR 97303-3901
Document Number	0000022970
Instrument Date	Jul 1, 2026
Instrument	202622970
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	4045 ARNOLD ST NE, KEIZER, OR 97303-3901

Mortgage

Document Number	0000022970,
Date	Jul 7, 2026
Instrument	202622970

Lender

Name	NATIONS DIRECT MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION OR
Recording Date	Oct 29, 2021
Property Address	4045 ARNOLD ST NE, KEIZER, OR 97303-3901
Document Number	0045570325
Book / Page	4557 / 325
Map Reference	MB 15 PG 14
Instrument Date	Oct 25, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4045 ARNOLD ST NE, KEIZER, OR 97303-3901

Mortgage

Document Number	0004557326
Date	Oct 29, 2021
Instrument	4557/326

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	4045 ARNOLD ST NE, KEIZER, OR 97303-3901
Document Number	0000006102
Instrument Date	Jan 25, 2021
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4045 ARNOLD ST NE KEIZER OR 973033901, KEIZER, OR 97303-3901

Mortgage

Document Number	0000006102
Date	Jan 29, 2021
Book Page	004442/000425
Instrument	6102

Lender

Name	NATIONS DIRECT MTG
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	4045 ARNOLD ST NE, KEIZER, OR 97303-3901
Document Number	0000054646
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4045 ARNOLD ST NE KEIZER OR 973033901, KEIZER, OR 97303-3901

Mortgage

Document Number	0000054646
Date	Nov 6, 2019
Book Page	004264/000108
Instrument	54646

Lender

Name	NATIONS DIRECT MTG
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	4045 ARNOLD ST NE, KEIZER, OR 97303-3901
Document Number	0000004862
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4045 ARNOLD ST NE KEIZER OR 973033901, KEIZER, OR 97303-3901

Mortgage

Document Number	0000004862
Date	Feb 6, 2019
Book Page	004164/000324
Instrument	4862

Lender

Name	NATIONS DIRECT MTG
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OR
Recording Date	Aug 14, 2017
Property Address	4045 ARNOLD ST NE, KEIZER, OR 97303-3901
Document Number	0000042238
Book / Page	003981 / 000171
Instrument Date	Aug 14, 2017
Instrument	42238
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 214 AURORA OR 970020214, AURORA, OR 97002-0214

Mortgage

Document Number	42239
Date	Aug 14, 2017
Book Page	003981/000172
Instrument	42239

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583-1382

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2047

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARION OR
Recording Date	Jun 28, 2017
Property Address	4045 ARNOLD ST NE, KEIZER, OR 97303-3901
Document Number	0000033442
Book / Page	003963 / 000375
Instrument Date	Jun 26, 2017
Instrument	33442
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2910 SANTIAM HWY SE ALBANY OR 973225256, ALBANY, OR 97322-5256

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION OR
Recording Date	Jun 28, 2017
Property Address	4045 ARNOLD ST NE, KEIZER, OR 97303-3901
Document Number	0000033441
Book / Page	003963 / 000374
Instrument Date	Jun 22, 2017
Instrument	33441
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	AMERITITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	8480 STAGECOACH CIR FREDERICK MD 217014747, FREDERICK, MD 21701-4747
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4045 Arnold St NE was $2,615, up 3% from the year before.

Source: Marion County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Marion County
Municipality	Keizer City
Unified School District	Salem-Keizer School District 24J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,615.00 (+2.95%)	$151,350 (+2.99%)	$355,970 (-1.98%) Land $113,310 Building $242,660
2024	$2,540.00 (+5.18%)	$146,950 (+3%)	$363,160 (+5.82%) Land $102,000 Building $261,160
2023	$2,415.00 (+2.94%)	$142,670 (+3%)	$343,200 (-1.26%) Land $102,000 Building $241,200
2022	$2,346.00	$138,520	$347,590 Land $102,000 Building $245,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4045 Arnold St NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4045 Arnold St NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEIZER serves 38,585 people · EPA ID OR4100744
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications.

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