4045 Adams Dr, Silver Spring, MD 20902 Property Records

Montgomery County property record for 4045 Adams Dr, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,017 sqft · built 1956
Lot Size	0.136 acres (5,939 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,444 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01285265`

Property Details

APN / Parcel Number

Primary APN	`13-01285265`
Alternative APN	`01285265`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,017 sqft Living Area
Gross Area	1,317 sqft
1st Floor Area	1,017 sqft
Basement Area	1 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	5,939 sqft (0.136 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01285265
Street Address	4045 ADAMS DR
City	SILVER SPRING
State	MD
Zip	20902-2357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CONN AVE HILLS
Legal Subdivision	CONN AVE HILLS
Legal Block	E
Legal Lot Number	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1002
Census Tract	703502

Owner

Source: Montgomery County records · APN 13-01285265

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4045 ADAMS DR, SILVER SPRING, MD 20902-2357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2004
Deed Sale	Jun 29, 2004
Prior Sale	Oct 12, 2000 · Amount on Record
Deed Document Number	200410342
Deed Book / Page	27739 / 535
Transfer Doc	0000010342
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4045 ADAMS DR, SILVER SPRING, MD 20902-2357
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 ADAMS DR, SILVER SPRING, MD 20902-2357

Mortgage

Document Number	0622470088
Date	Mar 18, 2021
Book Page	62247/88

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 01, 2041

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,733 (+4.53%)	$416,000 (-) Land $206,500 Building $209,500
2025	$4,444.00 (+13.37%)	$381,467 (+4.74%)	$416,000 (+14.22%) Land $206,500 Building $209,500
2023		$364,200 Land $206,500 Building $157,700	$364,200 Land $206,500 Building $157,700
2022	$3,920.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 584 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.