4045 34th Ave SE, Naples, FL 34117 Property Records

Collier County property record for 4045 34th Ave SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,610 sqft · built 2024
Lot Size	2.73 acres (118,919 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Jun 2026)
Tax Bill	$4,763 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2025 Mortgage + 3 more
Flood Zone	Zone AH (high risk)
APN	`354700 92 04D32`

Property Details

APN / Parcel Number

Primary APN	`354700 92 04D32`
Alternative APN	`41617520000`

Interior

Building Area	1,610 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Masonry / Concrete Block
Lot Area	118,919 sqft

Location & Zoning

Street Address	4045 34TH AVE SE
City	NAPLES
State	FL
Zip	34117-9512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 92 E 180FT OF TR 92
Legal Range	28
Legal Township	49
Legal Section	32
Legal Subdivision	GOLDEN GATE EST UNIT 92
Legal Tract	92
Legal Block	2
Legal Unit	92
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2026
Census Tract	10428

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4045 34TH AVE SE, NAPLES, FL 34117-9512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Warranty Deed · Conventional Mortgage A MORTGAGE
Jan 31, 2025	Deed of Trust, Mortgage · Balloon Mortgage TLAU LLC
Feb 2, 2024	Warranty Deed, Transfer · Balloon Mortgage TLAU LLC
Mar 28, 2022	Warranty Deed, Transfer ATTORNEYS TITLE FUND SERVICES, ATTORNEYS TITLE & TRUST SVCS
Mar 28, 2022	Warranty Deed, Transfer ATTORNEYS TITLE FUND SERVICES, ATTORNEYS TITLE & TRUST SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2026 · Amount on Record
Deed Sale	Jun 19, 2026 · Amount on Record
Prior Sale	Mar 28, 2022 · Amount on Record
Deed Document Number	20266840785
Deed Book / Page	6601 / 457
Record Updated	Oct 29, 2026

June 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 19, 2026
Property Address	4045 34TH AVE SE, NAPLES, FL 34117-9512
Document Number	0006840785
Book / Page	6601 / 457
Instrument Date	Apr 27, 2026
Instrument	20266840785
Record Updated	Jul 7, 2026
Title Company	ALL TITLE, ALL HOMES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335,825.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 34TH AVE SE, NAPLES, FL 34117-9512

Mortgage

Document Number	0006840787,
Date	Jun 19, 2026
Instrument	20266840787

Lender

Name	A MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4045 34TH AVE SE, NAPLES, FL 34117-9512
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	B AND A TITLE SERVICES CORPORATION, B & A TITLE SERVICES CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 14TH AVE SE, NAPLES, FL 34117-9396

Mortgage

Document Number	0064342941
Date	Jan 31, 2025
Book Page	6434/2941
Instrument	6638692

Lender

Name	TLAU LLC
Type	Non-Lending Institution
Address	MIAMI, FL 33156

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 2, 2024
Property Address	4045 34TH AVE SE, NAPLES, FL 34117-9512
Document Number	0063262026
Book / Page	6326 / 2026
Map Reference	MB 5 PG 31
Instrument Date	Jan 23, 2024
Instrument	6503792
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	B & A TITLE SERVICES CORP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 14TH AVE SE, NAPLES, FL 34117-9396

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 14TH AVE SE, NAPLES, FL 34117-9396

Mortgage

Document Number	0063262028
Date	Feb 2, 2024
Instrument	6326/2028

Lender

Name	TLAU LLC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 28, 2022
Property Address	4045 34TH AVE SE, NAPLES, FL 34117
Document Number	0061040399
Book / Page	6104 / 399
Map Reference	MB 5 PG 31
Instrument Date	Mar 23, 2022
Instrument	6226918
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	ATTORNEYS TITLE FUND SERVICES, ATTORNEYS TITLE & TRUST SVCS

Transaction

Amount	Amount Recorded
Tax	$455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7345 INTERNATIONAL PL STE 106, 106, LAKEWOOD RANCH, FL 34240-8468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2922 12TH AVE SE, NAPLES, FL 34117-5534

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 28, 2022
Property Address	4045 34TH AVE SE, NAPLES, FL 34117
Document Number	0061040224
Book / Page	6104 / 224
Map Reference	MB 5 PG 31
Instrument Date	Mar 23, 2022
Instrument	6226856
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	ATTORNEYS TITLE FUND SERVICES, ATTORNEYS TITLE & TRUST SVCS

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14471 SW 175TH ST, MIAMI, FL 33177-6683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7345 INTERNATIONAL PL STE 106, 106, LAKEWOOD RANCH, FL 34240-8468
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,763 (-4.14%) Land $51,870 Building $358,893	$410,763 (-4.14%) Land $51,870 Building $358,893
2025	$4,763.00 (+1,007.67%)	$428,498 (+925.88%) Land $44,090 Building $384,408	$428,498 (+925.88%) Land $44,090 Building $384,408
2023	$430.00 (+43.81%)	$41,769 (+101.04%) Land $41,769	$41,769 (+13.33%) Land $41,769
2022	$299.00	$20,776	$36,855 Land $36,855

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 532 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	532 in force
Nearby Flood Claims	13 (1999–2024)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Streamline Internet, T-Mobile.

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