4045 2nd Ave, Sacramento, CA 95817 Property Records

Sacramento County property record for 4045 2nd Ave, Sacramento, CA 95817

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1945
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Company Names on Record
Last Sale	$575,000 (Jun 2023)
Tax Bill	$7,034 (2025)
Deeds & Mortgages	Feb 2024 Transfer Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`014-0083-020-0000`

Property Details

APN / Parcel Number

Primary APN	`014-0083-020-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4045 2ND AVE
City	SACRAMENTO
State	CA
Zip	95817-2153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TR. OF LD COM AT PT LOCATED W. 40.14 FT FROM SECOR. LOT 30 FAIR PARK RG TH SLY & PARALLEL WITHSAN JOSE WAY 112.16 FT TO N. IN
Legal Subdivision	FAIR PARK
Legal Lot Number	30
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	5
Census Block	5006
Census Tract	1800

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4045 2ND AVE, SACRAMENTO, CA 95817-2153
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Intrafamily Transfer, Transfer
Jun 2, 2023	Grant Deed, Transfer · Conventional Mortgage ELITE LOAN ADVISERS
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESTCOAST MTG GRP & REALTY
Mar 4, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Mar 4, 2019	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Prior Sale	Mar 4, 2019 · Amount on Record
Deed Book / Page	20230602 / 330
Last Transfer Date	Dec 21, 2024
Transfer Doc	2025000004
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 7, 2024
Property Address	4045 2ND AVE, SACRAMENTO, CA 95817-2153
Document Number	0000000918
Instrument Date	Dec 28, 2023
Instrument	202402070918
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4045 2ND AVE, SACRAMENTO, CA 95817-2153

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 2, 2023
Property Address	4045 2ND AVE, SACRAMENTO, CA 95817-2153
Document Number	0000000330
Instrument Date	Jun 1, 2023
Instrument	202306020330
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4045 2ND AVE, SACRAMENTO, CA 95817-2153

Mortgage

Document Number	0000000331
Date	Jun 2, 2023
Instrument	202306020331

Lender

Name	ELITE LOAN ADVISERS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4045 2ND AVE, SACRAMENTO, CA 95817-2153
Document Number	2002281092
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4045 2ND AVE SACRAMENTO CA 958172153, SACRAMENTO, CA 95817-2153

Mortgage

Document Number	2002281092
Date	Feb 28, 2020
Instrument	2002281092

Lender

Name	WESTCOAST MTG GRP & REALTY
Address	SACRAMENTO, CA 95818

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 4, 2019
Property Address	4045 2ND AVE, SACRAMENTO, CA 95817-2153
Document Number	1903040970
Instrument Date	Feb 25, 2019
Instrument	1903040970
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4045 2ND AVE SACRAMENTO CA 958172153, SACRAMENTO, CA 95817-2153

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 4, 2019
Property Address	4045 2ND AVE, SACRAMENTO, CA 95817-2153
Document Number	1903040969
Instrument Date	Feb 20, 2019
Instrument	1903040969
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$449.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4045 2ND AVE SACRAMENTO CA 958172153, SACRAMENTO, CA 95817-2153

Mortgage

Document Number	1903040971
Date	Mar 4, 2019
Instrument	1903040971

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$610,193 (+2%) Land $238,771 Building $371,422
2025	$7,034.00 (+1.44%)	$598,230 (+36.75%) Land $234,090 Building $364,140
2024	$6,934.00 (+33.55%)
2023	$5,192.00 (+1.74%) Homeowner's exemption	$437,455 Land $134,023 Building $303,432
2022	$5,103.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1995–2005)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 855 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	300 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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