40445 Dunes Ln, Palmdale, CA 93551 Property Records

Los Angeles County property record for 40445 Dunes Ln, Palmdale, CA 93551

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,880 sqft · built 2000
Lot Size	0.192 acres (8,343 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Sep 2019)
Tax Bill	$6,624 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2017 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3001-108-002`

Property Details

APN / Parcel Number

Primary APN	`3001-108-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,880 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	8,343 sqft (0.192 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40445 DUNES LN
City	PALMDALE
State	CA
Zip	93551-5340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDSP
Legal Description	TR=46138 LOT 35
Legal Subdivision	46138
Legal Tract	46138
Legal Block	2
Legal Lot Number	35
Jurisdiction	LOS ANGELES CA
Township / Civil Division	SOUTH ANTELOPE VALLEY
Census Block Group	2
Census Block	2008
Census Tract	910210

Owner

40445 Dunes Ln is owned and occupied by two individuals who bought it in September 2019.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40445 DUNES LN, PALMDALE, CA 93551-5340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 20, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOGIX FCU
Sep 4, 2019	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Prior Sale	Aug 19, 2014 · Amount on File
Deed Document Number	2019900741
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	40445 DUNES LN, PALMDALE, CA 93551-5340
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40445 DUNES LN, PALMDALE, CA 93551-5340

Mortgage

Document Number	0001341491
Date	Sep 1, 2021
Instrument	21-1341491

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	40445 DUNES LN, PALMDALE, CA 93551-5340
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001478891
Date	Dec 20, 2017
Instrument	17-1478891

Lender

Name	LOGIX FCU
Type	Credit Union
Address	BURBANK, CA 91505

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2033

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Sep 4, 2019
Property Address	40445 DUNES LN, PALMDALE, CA 93551-5340
Document Number	0000900741
Instrument Date	Jul 24, 2019
Instrument	900741
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40445 DUNES LN PALMDALE CA 935515340, PALMDALE, CA 93551-5340

Mortgage

Document Number	900742
Date	Sep 4, 2019
Instrument	900742

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 40445 Dunes Ln was $6,624.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Palmdale City
Secondary School District	Antelope Valley Union Joint High School District (09 - 12)
Elementary School District	Westside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$435,046 (+2%) Land $117,796 Building $317,250
2025	$6,624.00	$426,517 Land $115,487 Building $311,030
2023	$6,319.00 (+1.82%)	$409,956 Land $111,003 Building $298,953
2022	$6,206.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 40445 Dunes Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40445 Dunes Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS ANGELES CWWD 40 REG 4 & 34 LANCASTER serves 208,129 people · EPA ID CA1910070
Water Source	Purchased surface water from ANTELOPE VALLEY EAST KERN WATER AGENCY
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Race Communications.

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