4044 Santa Barbara Dr, Sebring, FL 33875 Property Records

Highlands County property record for 4044 Santa Barbara Dr, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,584 sqft · built 1999
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Oct 2019)
Tax Bill	$4,289 (2024)
Deeds & Mortgages	Nov 2022 Sale Dec 2022 Re-recorded Document + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C015806000200080`

Property Details

APN / Parcel Number

Primary APN	`C015806000200080`
Alternative APN	`C-01-35-28-060-0020-0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,584 sqft Living Area
1st Floor Area	1,952 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	580 sqft
Carport	Carport
Carport Area	336 sqft
Driveway	Driveway
Driveway Area	510 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	364 sqft
Porch	Enclosed Porch
Porch Area	404 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C015806000200080
Street Address	4044 SANTA BARBARA DR
City	SEBRING
State	FL
Zip	33875-1360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	HARDER HALL CTRY CLUB II PB 13 PG 46 LOT 8 BLK 2
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	HARDER HALL COUNTRY CLUB 2
Legal Block	2
Legal Lot Number	8
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1033
Census Tract	961301

Owner

4044 Santa Barbara Dr is owned and occupied by an individual who acquired it in November 2022.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4044 SANTA BARBARA DR, SEBRING, FL 33875-1360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Distribution, Transfer ATTORNEY ONLY, ATTORNEY
Dec 22, 2022	Re-recorded Document ATTORNEY ONLY, ATTORNEY
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Oct 22, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 15, 2018	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2019 · Amount on File
Deed Sale	Oct 22, 2019 · Amount on File
Prior Sale	Oct 22, 2019 · Amount on File
Deed Document Number	0001960743
Deed Book / Page	2718 / 1828
Last Transfer Date	Nov 23, 2022
Transfer Doc	0002125296
Record Updated	Jun 8, 2026

November 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 23, 2022
Property Address	4044 SANTA BARBARA DR, SEBRING, FL 33875-1360
Document Number	0002125296
Book / Page	2943 / 732
Map Reference	MB 13 PG 46
Instrument Date	Nov 8, 2022
Instrument	2125296
Transaction Type	Transfer
Record Updated	Dec 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4044 SANTA BARBARA DR, 4044, SEBRING, FL 33875-1360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4044 SANTA BARBARA DR, SEBRING, FL 33875-1360

December 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 22, 2022
Property Address	4044 SANTA BARBARA DR, SEBRING, FL 33875-1360
Document Number	0002129708
Book / Page	2948 / 1405
Map Reference	MB 13 PG 46
Instrument Date	Nov 8, 2022
Instrument	2129708
Record Updated	Jan 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4044 SANTA BARBARA DR, SEBRING, FL 33875-1360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4044 SANTA BARBARA DR, SEBRING, FL 33875-1360

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4044 SANTA BARBARA DR, SEBRING, FL 33875-1360
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4044 SANTA BARBARA DR, SEBRING, FL 33875-1360

Mortgage

Document Number	0002064472
Date	Nov 16, 2021
Book Page	2865/1443
Instrument	2064472

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 22, 2019
Property Address	4044 SANTA BARBARA DR, SEBRING, FL 33875-1360
Document Number	0001960743
Book / Page	2718 / 1828
Map Reference	MB 13 PG 46
Instrument Date	Oct 21, 2019
Instrument	1960743
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4044 SANTA BARBARA DR, 4044, SEBRING, FL 33875-1360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18705 SW 293RD TER, HOMESTEAD, FL 33030-2322

Mortgage

Document Number	0027181834
Date	Oct 22, 2019
Instrument	2718/1834

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	4044 SANTA BARBARA DR, SEBRING, FL 33875-1360
Document Number	0001897536
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4044 SANTA BARBARA DR SEBRING FL 338751360, SEBRING, FL 33875-1360

Mortgage

Document Number	0001897536
Date	May 23, 2018
Book Page	002637/000622
Instrument	1897536

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$301,648 Land $30,000 Building $271,648	$301,648 Land $30,000 Building $271,648
2024	$4,289.00 (-5.13%)
2023	$4,521.00 (+19.98%)	$306,420 (+16.6%) Land $24,000 Building $282,420	$306,420 (+16.6%) Land $24,000 Building $282,420
2022	$3,768.00	$262,789 Land $24,000 Building $238,789	$262,789 Land $24,000 Building $238,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4044 Santa Barbara Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4044 Santa Barbara Dr is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE JOSEPHINE HEIGHTS private · serves 1,325 people · EPA ID FL6280162
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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