Polk County property record for 4044 Oaktree Dr, Davenport, FL 33837
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 3,560 sqft · built 2013 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Jun 2018) |
| Tax Bill | $4,175 (2024) |
| Deeds & Mortgages | Feb 2020 Mortgage Jun 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 27-26-10-701302-000640 |
| Primary APN | 27-26-10-701302-000640 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 3,560 sqft Living Area |
| Gross Area | 3,960 sqft |
| 1st Floor Area | 1,580 sqft |
| Upper Floors Area | 1,980 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 10,062 sqft (0.231 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Pool Type | Enclosed Pool |
| Porch | Finished/Open Porch |
| Porch Area | 360 sqft |
| Street Address | 4044 OAKTREE DR |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKMONT PHASE 1 PB 148 PG 16-30 LOT 64 |
| Legal Range | 27E |
| Legal Township | 26S |
| Legal Section | 10 |
| Legal Subdivision | OAKMONT PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 701302 |
| Legal Block | 1 |
| Legal Lot Number | 64 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 12506 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 304, LOUGHMAN, FL 33858-0304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Jun 6, 2018 | Grant Deed, Subdivision Related Transfer · VA Mortgage USAA |
| Dec 4, 2017 | Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2018 · Amount on Record |
| Deed Sale | Jun 6, 2018 · Amount on Record |
| Prior Sale | Dec 14, 2012 · Amount on Record |
| Deed Document Number | 2018121368 |
| Deed Book / Page | 10509 / 1100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4044 OAKTREE DR, DAVENPORT, FL 33837 |
| Document Number | 0112000480 |
| Instrument Date | Feb 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4044 OAKTREE DR DAVENPORT FL 33837, DAVENPORT, FL 33837 |
| Document Number | 0112000480 |
|---|---|
| Date | Apr 7, 2020 |
| Book Page | 011200/000480 |
| Instrument | 75004 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 6, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 6, 2018 |
| Property Address | 4044 OAKTREE DR, DAVENPORT, FL 33837 |
| Document Number | 0105091100 |
| Book / Page | 010509 / 001100 |
| Instrument Date | May 29, 2018 |
| Instrument | 121368 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 27, 2018 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 304 LOUGHMAN FL 338580304, LOUGHMAN, FL 33858-0304 |
| Document Number | 105091104 |
|---|---|
| Date | Jun 6, 2018 |
| Book Page | 010509/001104 |
| Instrument | 121371 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 4, 2017 |
| Property Address | 4044 OAKTREE DR, DAVENPORT, FL 33837 |
| Document Number | 0103300126 |
| Book / Page | 010330 / 000126 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 231869 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,820.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $419,420 (+2.7%) | $507,801 (-6.36%) Land $77,000 Building $430,801 | |
| 2025 | $408,393 (+5.99%) | $542,303 (-6.53%) Land $77,000 Building $465,303 | |
| 2024 | $4,175.00 (+0.31%) | ||
| 2023 | $4,162.00 (-4.26%) Homeowner's exemption | $385,323 (+3%) | $580,166 (+26.81%) Land $75,000 Building $505,166 |
| 2022 | $4,347.00 Homeowner's exemption | $374,100 | $457,507 Land $75,000 Building $382,507 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (2002–2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHEAST serves 60,557 people · EPA ID FL6530617 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Nov 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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