4044 Ln 49, Aurora, MN 55705 Property Records

St. Louis County property record for 4044 Ln 49, Aurora, MN 55705

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 1.5 ba · 1,352 sqft · built 1966
Lot Size	18 acres (784,951 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Aug 2012)
Tax Bill	$2,438 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`570-0012-02875`

Property Details

APN / Parcel Number

Primary APN	`570-0012-02875`
Alternative APN	`887608`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,352 sqft Gross Area
1st Floor Area	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1992
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	784,951 sqft (18 acres)
Garage Area	572 sqft

Exterior Amenities

Porch	Patio
Porch Area	160 sqft
Deck Area	560 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	887608
Street Address	4044 LANE 49
City	AURORA
State	MN
Zip	55705-8224
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	FAM
Legal Description	PART OF SW 1/4 OF NW 1/4 LYING N OF ALINE BEG 445 FT S OF NW CORNER THENCE E500 FT THENCE S 240 FT THENCE E TO ELINE OF FORTY
Legal Range	15W
Legal Township	57N
Legal Section	24
Legal Subdivision	WHITE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	3
Census Block	3038
Census Tract	13900

Owner

Source: St. Louis County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4044 LANE 49, AURORA, MN 55705-8224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTHRIDGE COMMUNITY CREDIT UNION
Apr 1, 2020	Loan Modification, Mortgage · Conventional Mortgage NORTHRIDGE CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2012 · Amount on Record
Deed Sale	Aug 10, 2012 · Amount on Record
Prior Sale	Aug 13, 2009 · Amount on Record
Deed Document Number	20121193094
Last Transfer Date	Jun 13, 2025
Transfer Doc	0001512160
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Sep 3, 2026
Property Address	4044 LANE 49, AURORA, MN 55705-8224
Document Number	0001539846
Instrument Date	Aug 24, 2026
Instrument	20261539846
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4044 LANE 49, AURORA, MN 55705-8224

Mortgage

Document Number	0001539846,
Date	Sep 3, 2026
Instrument	20261539846

Lender

Name	NORTHRIDGE COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	4044 LANE 49, AURORA, MN 55705-8224
Document Number	00A1377185
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4044 49TH AURORA MN 55705, AURORA, MN 55705

Mortgage

Document Number	00A1377185
Date	Apr 8, 2020
Instrument	A1377185

Lender

Name	NORTHRIDGE CMNTY CU
Type	Credit Union
Address	HOYT LAKES, MN 55750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Apr 7, 2023

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,438.00 (+24.01%) Homeowner's exemption
2025	$1,966.00 (-13.62%) Homeowner's exemption	$262,300 (+16.73%) Land $55,500 Building $206,800	$262,300 (+16.73%) Land $55,500 Building $206,800
2024	$2,276.00	$224,700 (+36.1%) Land $46,700 Building $178,000	$224,700 (+36.1%) Land $46,700 Building $178,000
2022		$165,100 Land $40,600 Building $124,500	$165,100 Land $40,600 Building $124,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ln 49

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