Sumter County property record for 4044 Kettering Ct, The Villages, FL 32163
| Property Type | Single Family Home |
|---|---|
| Details | 1,927 sqft · built 2014 |
| Lot Size | 0.222 acres (9,688 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100 (Jul 2017) |
| Tax Bill | $4,127 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 151923G15F073 |
| Primary APN | 151923G15F073 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,927 sqft Living Area |
|---|---|
| Gross Area | 2,905 sqft |
| 1st Floor Area | 1,927 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Custom Design |
| Exterior Material | Block |
| Construction Type | Wood |
| Lot Area | 9,688 sqft (0.222 acres) |
| View / Lot | Road |
| Garage Type | Attached |
| Garage Area | 632 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 435 sqft |
| Street Address | 4044 KETTERING CT |
|---|---|
| City | THE VILLAGES |
| State | FL |
| Zip | 32163-2291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 73 THE VILLAGES OF SUMTER UNIT NO. 234 PB 15 PGS 2-2F |
| Legal Range | 23E |
| Legal Township | 19S |
| Legal Section | 15 |
| Legal Subdivision | THE VILLAGES OF SUMTER |
| Legal Lot Number | 73 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 4 |
| Census Block | 4147 |
| Census Tract | 911402 |
4044 Kettering Ct is owned and occupied by two individuals who acquired it in July 2017.
Source: Sumter County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4044 KETTERING CT, THE VILLAGES, FL 32163-2291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 11, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2017 · Amount on File |
| Deed Sale | Jul 1, 2017 · Amount on File |
| Prior Sale | Mar 31, 2015 · Amount on File |
| Deed Book / Page | 3294 / 80 |
| Last Transfer Date | Jul 31, 2017 |
| Transfer Doc | 0032940080 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 4044 KETTERING CT, THE VILLAGES, FL 32163-2291 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 4044 KETTERING CT, THE VILLAGES, FL 32163-2291 |
| Document Number | 0041440685 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 4144/685 |
| Instrument | 202160062690 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Aug 11, 2017 |
| Property Address | 4044 KETTERING CT, THE VILLAGES, FL 32163-2291 |
| Document Number | 0032940080 |
| Book / Page | 003294 / 000080 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 60026783 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4044 KETTERING CT THE VILLAGES FL 321632291, THE VILLAGES, FL 32163-2291 |
The 2025 property tax bill for 4044 Kettering Ct was $4,127 with a homeowner's exemption, up 2.6% from the year before.
Source: Sumter County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,127.00 (+2.59%) Homeowner's exemption | $344,560 | $471,500 Land $58,130 Building $413,370 |
| 2024 | $4,023.00 (+6.23%) | ||
| 2023 | $3,787.00 (-24.35%) Additional exemption filed | $325,100 (+3%) | $475,470 (+1.5%) Land $38,750 Building $436,720 |
| 2022 | $5,006.00 Homeowner's exemption | $315,640 | $468,460 Land $43,600 Building $424,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4044 Kettering Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 228 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 228 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4044 Kettering Ct is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE WATER public/private · serves 493 people · EPA ID FL6532779 |
|---|---|
| Water Source | Purchased groundwater from CITY OF LAKELAND |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures