Hamilton County property record for 4044 Harding Ave, Cincinnati, OH 45211
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,425 sqft · built 1911 |
| Lot Size | 0.243 acres (10,585 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Apr 2024) |
| Tax Bill | $3,407 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 551-0007-0085-00 |
| Primary APN | 551-0007-0085-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,425 sqft Living Area |
| Gross Area | 3,272 sqft |
| 1st Floor Area | 1,072 sqft |
| 2nd Floor Area | 987 sqft |
| Attic | Attic |
| Attic Area | 762 sqft |
| Basement Area | 847 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,585 sqft (0.243 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4044 HARDING AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45211-4634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4044 HARDING AVE 50 FT IRR LOT 24 BENSON & RYBOLTS SUB |
| Legal Subdivision | BENSON & RYBOLTS SUB |
| Legal Lot Number | 24 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CHEVIOT |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 20902 |
Source: Hamilton County records · APN 551-0007-0085-00
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4044 HARDING AVE, CINCINNATI, OH 45211-4634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 27, 2020 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 26, 2024 · Amount on Record |
| Deed Sale | Apr 26, 2024 · Amount on Record |
| Prior Sale | Feb 27, 2020 · Amount on Record |
| Deed Document Number | 202427604 |
| Deed Book / Page | 15154 / 635 |
| Last Transfer Date | Jul 18, 2024 |
| Transfer Doc | 0000053146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4044 HARDING AVE, CINCINNATI, OH 45211-4634 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000023837 |
|---|---|
| Date | Mar 04, 2022 |
| Book Page | 14617/2771 |
| Instrument | 2022-0023837 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 27, 2020 |
| Property Address | 4044 HARDING AVE, CINCINNATI, OH 45211-4634 |
| Document Number | 0000019429 |
| Book / Page | 014113 / 000282 |
| Instrument Date | Feb 19, 2020 |
| Instrument | 19429 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $454.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4044 HARDING AVE CINCINNATI OH 452114634, CINCINNATI, OH 45211-4634 |
| Document Number | 19430 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 014113/000284 |
| Instrument | 19430 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 26, 2040 |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cheviot City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,407.00 (+2.81%) | $54,628 (-) Land $9,604 Building $45,024 | $156,080 (-) Land $27,440 Building $128,640 |
| 2024 | $3,314.00 (-1.95%) | $54,628 (-) Land $9,604 Building $45,024 | |
| 2023 | $3,380.00 (+31.62%) | $54,628 (+52.02%) Land $9,604 Building $45,024 | $156,080 (+52.02%) Land $27,440 Building $128,640 |
| 2022 | $2,568.00 Homeowner's exemption | $35,935 Land $9,079 Building $26,856 | |
| 2020 | $102,670 Land $25,940 Building $76,730 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 782 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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