4044 Covenant Ct, Indianapolis, IN 46239 Property Records

Marion County property record for 4044 Covenant Ct, Indianapolis, IN 46239

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,444 sqft · built 2013
Lot Size3.08 acres (134,339 sqft)
Owner2 Individual Names on File
Tax Bill$3,821 (2023)
Deeds & MortgagesSep 2025 Mortgage
Jul 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APN49-09-32-101-001.000-300

Property Details

APN / Parcel Number

Primary APN49-09-32-101-001.000-300
Alternative APN
  • 3014967

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Building Area3,444 sqft Living Area
1st Floor Area1,787 sqft
2nd Floor Area1,657 sqft
Upper Floors Area1,657 sqft

Exterior

Year BuiltBuilt 2013
Construction TypeMasonry / Concrete Block
Lot Area134,339 sqft (3.08 acres)
Garage TypeAttached
Garage Area938 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
SewerConnected

Location & Zoning

Account Number3014967
Old Parcel Number3014967
Street Address4044 COVENANT CT
CityINDIANAPOLIS
StateIN
Zip46239-6813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal DescriptionNEW BETH-EL L 9
Legal Range05
Legal Township15
Legal Section32
Legal SubdivisionNEW BETH-EL
Legal Lot Number9
JurisdictionMARION IN
Township / Civil DivisionFRANKLIN
Census Block Group2
Census Block2024
Census Tract390200

Owner

4044 Covenant Ct is owned and occupied by two individuals who acquired it in June 2007.

Source: Marion County records, as of May 10, 2024

Owner of Record2 Individual Names on File
Mailing Address4044 COVENANT CT, INDIANAPOLIS, IN 46239-6813
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2025Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE
Jul 20, 2020Deed of Trust, Mortgage · Construction Mortgage
MILESTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2007
Deed SaleJun 4, 2007
Deed Document Number2007-0082066
Record UpdatedJun 7, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address4044 COVENANT CT, INDIANAPOLIS, IN 46239-6813
Transaction TypeMortgage
Record UpdatedNov 5, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000082003
DateSep 25, 2025
InstrumentA202500082003
Lender
NameFREEDOM MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term372 Months
DueJan 1, 2055

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address4044 COVENANT CT, INDIANAPOLIS, IN 46239-6813
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075631
DateJul 20, 2020
InstrumentA202000075631
Lender
NameMILESTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term240 Months
DueAug 1, 2040
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionFranklin Township
Consolidated CityIndianapolis City
Unified School DistrictFranklin Township Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,821.00 (-2%) Homeowner's exemption$357,600 (-0.94%) Land $48,700 Building $308,900$357,600 (-0.94%) Land $48,700 Building $308,900
2022$3,899.00 (+6.01%) Homeowner's exemption$361,000 Land $48,700 Building $312,300$361,000 Land $48,700 Building $312,300
2021$3,678.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4044 Covenant Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4044 Covenant Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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