Sacramento County property record for 4044 Central Ave, Fair Oaks, CA 95628
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,623 sqft · built 1959 |
| Lot Size | 0.27 acres (11,780 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,801 (2025) |
| Deeds & Mortgages | Jul 2024 Reverse Mortgage Dec 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 244-0250-034-0000 |
| Primary APN | 244-0250-034-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,623 sqft Living Area |
| 1st Floor Area | 1,529 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 11,780 sqft (0.27 acres) |
| Garage Area | 1,095 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4044 CENTRAL AVE |
|---|---|
| City | FAIR OAKS |
| State | CA |
| Zip | 95628-7513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 (NPA) |
| Legal Description | THE WEST ONE HALF OF LOT 10, BLOCK 46, FAIR OAKS CITY TOGETHER WITH THE NORTH 8.9FT OF THE WEST ONE HALF OF LOT 11 OF THE SD |
| Legal Subdivision | FAIR OAKS CITY |
| Legal Block | 46 |
| Legal Lot Number | 10 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 8009 |
Source: Sacramento County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4044 CENTRAL AVE, FAIR OAKS, CA 95628-7513 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jul 1, 2024 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Dec 14, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 14, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 13, 2006 |
| Transfer Doc | 0000000427 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4044 CENTRAL AVE, FAIR OAKS, CA 95628-7513 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4044 CENTRAL AVE, FAIR OAKS, CA 95628-7513 |
| Document Number | 0000000011 |
|---|---|
| Date | Jul 1, 2024 |
| Instrument | 202407010011 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1009 Months |
| Due | Aug 29, 2108 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.6% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Dec 14, 2017 |
| Property Address | 4044 CENTRAL AVE, FAIR OAKS, CA 95628-7513 |
| Document Number | 1712140454 |
| Instrument Date | Dec 6, 2017 |
| Instrument | 1712140454 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4044 CENTRAL AVE FAIR OAKS CA 956287513, FAIR OAKS, CA 95628-7513 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Dec 14, 2017 |
| Property Address | 4044 CENTRAL AVE, FAIR OAKS, CA 95628-7513 |
| Document Number | 1712140455 |
| Instrument Date | Oct 23, 2017 |
| Instrument | 1712140455 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4044 CENTRAL AVE FAIR OAKS CA 956287513, FAIR OAKS, CA 95628-7513 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $239,383 (+2%) Land $8,727 Building $230,656 | |
| 2025 | $2,801.00 (+0.83%) Homeowner's exemption | $234,690 (+4.04%) Land $8,556 Building $226,134 |
| 2024 | $2,778.00 (+3.04%) | |
| 2023 | $2,696.00 (+0.48%) Homeowner's exemption | $225,578 Land $8,225 Building $217,353 |
| 2022 | $2,683.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009 |
|---|---|
| Water Source | Purchased surface water from SAN JUAN WATER DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
May also be available: GeoLinks, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures