4044 Broken Arrow Ct, Destin, FL 32541 Property Records

Okaloosa County property record for 4044 Broken Arrow Ct, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,575 sqft · built 1998
Lot Size	0.208 acres (9,077 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Apr 2022)
Tax Bill	$2,580 (2022)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-590-4961-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-4961-9`
Alternative APNs	`00-2S-22-4517-0000-0910` `22S200451700000910`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,575 sqft Living Area
Gross Area	2,154 sqft
1st Floor Area	1,575 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	9,077 sqft (0.208 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	179 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4044 BROKEN ARROW CT
City	DESTIN
State	FL
Zip	32541-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN LAKE PH III LOT 91
Legal Subdivision	INDIAN LAKE PH III
Legal Phase	3
Legal Block	1
Legal Lot Number	91
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1014
Census Tract	23304

Owner

4044 Broken Arrow Ct is owned and occupied by two individuals who bought it in April 2022.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4044 BROKEN ARROW CT, DESTIN, FL 32541-3330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK/MS
Dec 5, 2018	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022 · Amount on File
Deed Sale	Apr 7, 2022 · Amount on File
Prior Sale	Dec 5, 2018 · Amount on File
Deed Document Number	20223540867
Deed Book / Page	3615 / 501
Prior Transfer Date	Apr 24, 2003
Prior Transfer Doc	0002011153
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 7, 2022
Property Address	4044 BROKEN ARROW CT, DESTIN, FL 32541-3330
Document Number	0036150501
Book / Page	3615 / 501
Map Reference	MB 16 PG 92
Instrument Date	Apr 7, 2022
Instrument	3540867
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	247 PAXTON LOOP, 247, DOTHAN, AL 36301-5964

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4044 BROKEN ARROW CT, DESTIN, FL 32541-3330

Mortgage

Document Number	0003615505
Date	Apr 7, 2022
Instrument	3615/505

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4044 BROKEN ARROW CT, DESTIN, FL 32541-3330
Document Number	0035014792
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4044 BROKEN ARROW CT DESTIN FL 325413330, DESTIN, FL 32541-3330

Mortgage

Document Number	0035014792
Date	Oct 29, 2020
Book Page	003501/004792
Instrument	3403052

Lender

Name	COMMUNITY BK/MS
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 5, 2018
Property Address	4044 BROKEN ARROW CT, DESTIN, FL 32541-3330
Document Number	0033771519
Book / Page	3377 / 1519
Map Reference	MB16 PG92
Instrument Date	Nov 16, 2018
Instrument	3246809
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2124 N HUDSON AVE APT 303, 2124, CHICAGO, IL 60614-4558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44044 BROKEN ARROW COURT, DESTIN, FL 32541

Mortgage

Document Number	0003246810
Date	Dec 5, 2018
Instrument	3246810

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$459,012 Land $129,168 Building $329,844	$459,012 Land $129,168 Building $329,844
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$385,497 (+38.95%) Land $117,201 Building $268,296	$385,497 (+9.69%) Land $117,201 Building $268,296
2022	$2,580.00 Homeowner's exemption	$277,433	$351,457 Land $106,546 Building $244,911

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4044 Broken Arrow Ct in Zone X, an area of minimal flood risk, though there have been 124 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 117 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	460 units insured incl. 343 condo units
Nearby Flood Claims	124 (1988–2020)
Claims Outside the SFHA	83 of 124
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4044 Broken Arrow Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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