Fremont County property record for 4044 190th St, Shenandoah, IA 51601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,920 sqft · built 1920 |
| Lot Size | 4.65 acres (202,554 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Dec 2019) |
| Tax Bill | $2,012 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 290290138010000 |
| Primary APN | 290290138010000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 846 sqft |
| Basement Area | 846 sqft |
| Unfinished Basement | 842 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 202,554 sqft (4.65 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 188 sqft |
| Deck Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4044 190TH ST |
|---|---|
| City | SHENANDOAH |
| State | IA |
| Zip | 51601-4007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PCL A NE1/4 NW1/4 23-69-40 |
| Legal Range | 40W |
| Legal Township | 69N |
| Legal Section | 23 |
| Jurisdiction | FREMONT IA |
| Township / Civil Division | WALNUT |
| Census Block Group | 1 |
| Census Block | 1135 |
| Census Tract | 970100 |
4044 190th St is owned and occupied by two individuals who bought it in December 2019.
Source: Fremont County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4044 190TH ST, SHENANDOAH, IA 51601-4007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2017 | Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK IOWA |
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK CRESTON |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage IOWA BANKERS MORTGAGE CORP |
| Dec 16, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage CENTURY SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2019 · Amount on File |
| Deed Sale | Dec 16, 2019 · Amount on File |
| Deed Document Number | 20192020191478 |
| Deed Book / Page | 2019 / 1478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT IA |
| Property Address | 4044 190TH ST, SHENANDOAH, IA 51601-4007 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02015/1557 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 2015/1557 |
| Instrument | 20171557 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Address | SHENANDOAH, IA 51601 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT IA |
| Property Address | 4044 190TH ST, SHENANDOAH, IA 51601-4007 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021/1634 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 2021/1634 |
| Instrument | 20211634 |
| Name | FIRST NATIONAL BANK CRESTON |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 15, 2031 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT IA |
| Property Address | 4044 190TH ST, SHENANDOAH, IA 51601-4007 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02020/1691 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 2020/1691 |
| Instrument | 20201691 |
| Name | IOWA BANKERS MORTGAGE CORP |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREMONT IA |
| Recording Date | Dec 16, 2019 |
| Property Address | 4044 190TH ST, SHENANDOAH, IA 51601-4007 |
| Document Number | 02019/1478 |
| Book / Page | 2019 / 1478 |
| Instrument Date | Dec 3, 2019 |
| Instrument | 2020191478 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4044 190TH ST, SHENANDOAH, IA 51601-4007 |
| Document Number | 02019/1479 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 2019/1479 |
| Instrument | 2020191479 |
| Name | CENTURY SAVINGS BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 4044 190th St was $2,012.
Source: Fremont County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fremont County |
| Unified School District | Shenandoah Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,012.00 | $173,100 (-) Land $50,550 Building $122,550 | $173,100 (-) Land $50,550 Building $122,550 |
| 2025 | $2,012.00 (+1.62%) | $173,100 Land $50,550 Building $122,550 | $173,100 Land $50,550 Building $122,550 |
| 2024 | $1,980.00 | ||
| 2023 | $155,580 (+12.33%) Land $50,550 Building $105,030 | $155,580 Land $50,550 Building $105,030 | |
| 2022 | $1,936.00 | $138,500 Land $49,980 Building $88,520 | |
| 2021 | $138,500 Land $49,980 Building $88,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4044 190th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective February 24, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4044 190th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 40% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 500 |
| CenturyLink DSL | 100 / 10 |
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