4043 McLaughlin Ave, San Jose, CA 95121 Property Records

Santa Clara County property record for 4043 McLaughlin Ave, San Jose, CA 95121

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,477 sqft · built 1977
Lot Size0.138 acres (6,000 sqft)
Owner2 Trust Names on File
Last Sale$318,000 (Jun 1998)
Tax Bill$8,054 (2025)
Deeds & MortgagesNov 2025 Transfer
May 2020 Mortgage
Flood ZoneZone D (undetermined)
APN494-57-023

Property Details

APN / Parcel Number

Primary APN494-57-023

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,477 sqft Living Area
Gross Area1,545 sqft
1st Floor Area1,545 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeWood
Roof MaterialWood Shingle
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage Area497 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4043 MCLAUGHLIN AVE
CitySAN JOSE
StateCA
Zip95121-2634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-8
Legal DescriptionTRACT 5424 BOOK 347 PAGE 9 PAGE 10 LOT 49
Legal Tract5424
Legal Lot Number49
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1009
Census Tract503207

Owner

4043 McLaughlin Ave is held in a trust since June 1998.

Source: Santa Clara County records, as of August 13, 2026

Owner of Record2 Trust Names on File
Mailing Address4043 MCLAUGHLIN AVE, SAN JOSE, CA 95121-2634
Owner TypeCompany
VestingTrust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Intrafamily Transfer, Transfer
May 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 1998 · Amount on File
Deed SaleJun 18, 1998 · Amount on File
Prior SaleAug 4, 1995 · Amount on File
Deed Document Number199814240757
Transfer Doc0012971988
Record UpdatedOct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateNov 17, 2025
Property Address4043 MCLAUGHLIN AVE, SAN JOSE, CA 95121-2634
Document Number0025904716
Map ReferenceMB 347 PG 9 & 10
Instrument DateSep 25, 2025
Instrument25904716
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4043 MCLAUGHLIN AVE, SAN JOSE, CA 95121-2634

Transferred To (Grantee/Buyer)

NameVerified Name
Address4043 MCLAUGHLIN AVE, SAN JOSE, CA 95121-2634

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address4043 MCLAUGHLIN AVE, SAN JOSE, CA 95121-2634
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024482863
DateMay 19, 2020
Instrument24482863
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4043 McLaughlin Ave was $8,054.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Secondary School DistrictEast Side Union High School District (09 - 12)
Elementary School DistrictFranklin-McKinley Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$494,755 (+2%) Land $118,742 Building $376,013
2025$8,054.00$485,055 Land $116,414 Building $368,641
2023$7,588.00 (+2.2%)$466,222 Land $111,895 Building $354,327
2022$7,425.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4043 McLaughlin Ave in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4043 McLaughlin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Sail Internet
Fixed Wireless
500 / 100
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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