Burke County property record for 4043 Buff St, Hickory, NC 28602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,700 sqft · built 1969 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $296,000 (Jul 2021) |
| Tax Bill | $1,982 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jul 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2771391610 |
| Primary APN | 2771391610 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| Gross Area | 4,104 sqft |
| 1st Floor Area | 1,700 sqft |
| Basement Area | 1,700 sqft |
| Finished Basement | 868 sqft |
| Unfinished Basement | 832 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 33,977 sqft (0.78 acres) |
| Terrain | Rolling |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 442 sqft |
|---|---|
| Porch | Porch |
| Deck Area | 480 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 2771391610 |
|---|---|
| Street Address | 4043 BUFF ST |
| City | HICKORY |
| State | NC |
| Zip | 28602-9546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL MIXED USE DIST |
| Legal Description | 4043 BUFF ST HICKORY, NC 28602 |
| Legal Subdivision | WILLIAM F & PAMELA C MATHIS |
| Jurisdiction | BURKE NC |
| Township / Civil Division | ICARD |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 21202 |
Source: Burke County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4043 BUFF ST, HICKORY, NC 28602-9546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 29, 2021 | Warranty Deed, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC |
| Nov 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Oct 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMCAP MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on Record |
| Deed Sale | Jul 29, 2021 · Amount on Record |
| Prior Sale | Oct 15, 2018 · Amount on Record |
| Deed Document Number | 0002558658 |
| Deed Book / Page | 2558 / 658 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4043 BUFF ST, HICKORY, NC 28602-9546 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4043 BUFF ST, HICKORY, NC 28602-9546 |
| Document Number | 0027360354 |
|---|---|
| Date | Apr 1, 2024 |
| Book Page | 2736/354 |
| Instrument | 2024002661 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jul 29, 2021 |
| Property Address | 4043 BUFF ST, HICKORY, NC 28602-9546 |
| Document Number | 0025580658 |
| Book / Page | 2558 / 658 |
| Map Reference | MB 4 PG 124 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021008916 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4043 BUFF ST, HICKORY, NC 28602-9546 |
| Document Number | 2021008917 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021008917 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Number | 0025580674 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 2558/674 |
| Instrument | 2021008918 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4043 BUFF ST, HICKORY, NC 28602-9546 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0024340320 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 2434/0320 |
| Instrument | 2017034201 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4043 BUFF ST, HICKORY, NC 28602-9546 |
| Document Number | 0023700888 |
| Instrument Date | Oct 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4043 BUFF ST HICKORY NC 286029546, HICKORY, NC 28602-9546 |
| Document Number | 0023700888 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 002370/000888 |
| Instrument | 20940 |
| Name | AMCAP MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2048 |
Source: Burke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,982.00 (-0.5%) | $280,037 (-) Land $18,887 Building $261,150 | $280,037 (-) Land $18,887 Building $261,150 |
| 2023 | $1,992.00 | $280,037 Land $18,887 Building $261,150 | $280,037 Land $18,887 Building $261,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ICARD TOWNSHIP WATER CORP private · serves 7,821 people · EPA ID NC0112060 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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