40427 228th Way SE, Enumclaw, WA 98022 Property Records

King County property record for 40427 228th Way SE, Enumclaw, WA 98022

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,750 sqft · built 1953
Lot Size	5.61 acres (244,807 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (Jun 2020)
Tax Bill	$9,150 (2026)
Deeds & Mortgages	Aug 2018 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092006-9033`

Property Details

APN / Parcel Number

Primary APN	`092006-9033`
Alternative APN	`092006903303`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,750 sqft Living Area
1st Floor Area	1,750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	244,807 sqft
Garage Type	Detached
Garage Area	1,730 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	100 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	092006903303
Street Address	40427 228TH WAY SE
City	ENUMCLAW
State	WA
Zip	98022-9087
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-10
Legal Description	POR N 1/2 OF N 1/2 OF SE 1/4 OF NE 1/4 LY W OF CO RD LESS C/M RGTS
Legal Range	06
Legal Township	20
Legal Section	09
Legal Block	33
Legal Lot Number	92006
Jurisdiction	KING WA
Township / Civil Division	ENUMCLAW PLATEAU
Census Block Group	4
Census Block	4018
Census Tract	31202

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40427 228TH WAY SE, ENUMCLAW, WA 98022-9087
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jun 29, 2020	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Prior Sale	Sep 18, 2012 · Amount on Record
Deed Document Number	20202473
Prior Transfer Date	Apr 10, 2012
Prior Transfer Doc	0000001747
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	40427 228TH WAY SE, ENUMCLAW, WA 98022-9087
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000125
Date	Aug 14, 2018
Instrument	20180814000125

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Jun 29, 2020
Property Address	40427 228TH WAY SE, ENUMCLAW, WA 98022-9087
Document Number	0000002473
Instrument Date	Jun 17, 2020
Instrument	20200629002473
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	OLD REPUBLIC TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,921.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40427 228TH WAY SE, ENUMCLAW, WA 98022-9087

Mortgage

Document Number	0000002474
Date	Jun 29, 2020
Instrument	20200629002474

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Enumclaw School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,150.00 (+2.31%)
2025		$896,000 (+2.52%) Land $511,000 Building $385,000	$896,000 (+2.52%) Land $511,000 Building $385,000
2024	$8,943.00 (+6.4%)	$874,000 (+1.63%) Land $346,000 Building $528,000	$874,000 (+1.63%) Land $346,000 Building $528,000
2022	$8,405.00	$860,000 Land $341,000 Building $519,000	$860,000 Land $341,000 Building $519,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2007 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENUMCLAW WATER DEPARTMENT serves 23,276 people · EPA ID WA5323600
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Skynet Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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