40420 River Rd, Dade City, FL 33525 Property Records

Pasco County property record for 40420 River Rd, Dade City, FL 33525

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,268 sqft · built 2018
Lot Size	14.2 acres (622,472 sqft)
Owner	Individual Name on Record
Last Sale	$303,000 (Sep 2018)
Tax Bill	$5,392 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jun 2018 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`31-24-22-0000-00700-0041`

Property Details

APN / Parcel Number

Primary APN	`31-24-22-0000-00700-0041`
Alternative APN	`0001908`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,268 sqft Living Area
Gross Area	2,690 sqft
1st Floor Area	2,268 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Other
Roof Type	Gable
Roof Material	Metal
Lot Area	622,472 sqft (14.2 acres)
Pool Area	412 sqft
Porch	Porch
Porch Area	422 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0001908
Street Address	40420 RIVER RD
City	DADE CITY
State	FL
Zip	33525-7232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00AC
Legal Description	SOUTH 7/8 OF NE1/4 OF NW1/4 OF SECTION 31 LESS SOUTH 665.00 FT THEREOF & LESS EAST 50.00 FT THEREOF TOGETHER WITH AN EASEMENT
Legal Range	22E
Legal Township	24S
Legal Section	31
Legal Subdivision	ACREAGE
Legal Block	7
Legal Lot Number	4
Jurisdiction	PASCO FL
Township / Civil Division	DADE CITY
Census Block Group	2
Census Block	2002
Census Tract	32700

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40420 RIVER RD, DADE CITY, FL 33525-7232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Line of Credit BAYFIRST NATIONAL BANK
Jun 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage HAMILTON GROUP FUNDING INC
Sep 11, 2018	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Jun 26, 2018	Quit Claim Deed, Transfer ALL R/E TITLE SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2018 · Amount on Record
Deed Sale	Sep 11, 2018 · Amount on Record
Prior Sale	Jun 15, 2016
Deed Document Number	2018152758
Deed Book / Page	9785 / 1436
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	40420 RIVER RD, DADE CITY, FL 33525-7232
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40420 RIVER RD, DADE CITY, FL 33525-7232

Mortgage

Document Number	0109781767
Date	Mar 19, 2024
Book Page	10978/1767
Instrument	2024047035

Lender

Name	BAYFIRST NATIONAL BANK
Type	Bank
Address	700 CENTRAL AVE, ST PETERSBURG, FL 33701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	40420 RIVER RD, DADE CITY, FL 33525-7232
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	ALL REAL ESTATE TITLE SOLUTI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097473896
Date	Jun 27, 2018
Book Page	9747/3896
Instrument	2018108647

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	40420 RIVER RD, DADE CITY, FL 33525-7232
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101120571
Date	Jun 3, 2020
Book Page	10112/571
Instrument	2020087772

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Sep 11, 2018
Property Address	40420 RIVER RD, DADE CITY, FL 33525-7232
Document Number	0097851436
Book / Page	9785 / 1436
Instrument Date	Aug 31, 2018
Instrument	2018152758
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ALL REAL ESTATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,121.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2212 LAKEWOOD DR, 2212, BRANDON, FL 33510-2099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40420 RIVER RD, DADE CITY, FL 33525-7232

Mortgage

Document Number	2018152759
Date	Sep 11, 2018
Instrument	2018152759

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASCO FL
Recording Date	Jun 26, 2018
Property Address	40420 RIVER RD, DADE CITY, FL 33525-7232
Document Number	0097470229
Book / Page	009747 / 000229
Instrument Date	Jun 26, 2018
Instrument	107722
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	ALL R/E TITLE SOLUTIONS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2212 LAKEWOOD DR BRANDON FL 335102099, BRANDON, FL 33510-2099

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,392.00 (+6.16%) Homeowner's exemption	$348,237 (+5.9%) Land $28,157 Building $320,080	$458,506 (-1.23%) Land $28,157 Building $430,349
2023	$5,079.00 (+11.11%) Additional exemption filed	$328,827 (+2.96%) Land $28,157 Building $300,670	$464,238 (+6.7%) Land $28,157 Building $436,081
2022	$4,571.00 Homeowner's exemption	$319,387 Land $28,157 Building $291,230	$435,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2021–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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