4042 Windsor Trl, Gainesville, GA 30506 Property Records

Hall County property record for 4042 Windsor Trl, Gainesville, GA 30506

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,547 sqft · built 2021
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Jul 2026)
Tax Bill	$5,538 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-097-000-163`

Property Details

APN / Parcel Number

Primary APN	`10-097-000-163`
Alternative APN	`74857`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,547 sqft Heated Area
1st Floor Area	1,305 sqft
2nd Floor Area	1,242 sqft
Basement Area	1,305 sqft
Unfinished Basement	1,305 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Architectural Style	Rustic
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Area	462 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	74857
Street Address	4042 WINDSOR TRL
City	GAINESVILLE
State	GA
Zip	30506-2252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-I
Legal Description	WINDSOR FOREST S/D LT 46
Legal Subdivision	WINDSOR FOREST
Legal Lot Number	46
Jurisdiction	HALL GA
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1004
Census Tract	402

Owner

4042 Windsor Trl is owned and occupied by an individual who bought it in July 2026.

Source: Hall County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4042 WINDSOR TRL, GAINESVILLE, GA 30506-2252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · Conventional Mortgage ARK FINANCIAL SERVICES
May 10, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE
Sep 4, 2018	Grant Deed, Construction Loan · Line of Credit RENASANT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2026 · Amount on File
Deed Sale	Jul 17, 2026 · Amount on File
Prior Sale	May 16, 2024 · Amount on File
Deed Book / Page	9895 / 85
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Jul 17, 2026
Property Address	4042 WINDSOR TRL, GAINESVILLE, GA 30506-2252
Document Number	9895000085
Book / Page	9895 / 85
Instrument Date	Jul 17, 2026
Transaction Type	Transfer
Record Updated	Aug 17, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4042 WINDSOR TRL, GAINESVILLE, GA 30506-2252

Mortgage

Document Number	9895000087,
Date	Jul 17, 2026
Book Page	9895/87

Lender

Name	ARK FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	May 10, 2022
Property Address	4042 WINDSOR TRL, GAINESVILLE, GA 30506-2252
Document Number	0091230394
Book / Page	9123 / 394
Instrument Date	May 10, 2022
Instrument	2022-004162
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4042 WINDSOR TRL, GAINESVILLE, GA 30506-2252

Mortgage

Document Number	0091230000000396
Date	May 10, 2022
Book Page	0000009123/0000000396

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Sep 4, 2018
Property Address	4042 WINDSOR TRL, GAINESVILLE, GA 30506-2252
Document Number	0081450001
Book / Page	008145 / 000001
Instrument Date	Aug 29, 2018
Transaction Type	Construction Loan
Record Updated	Sep 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.70
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4042 WINDSOR TRL GAINESVILLE GA 305062252, GAINESVILLE, GA 30506-2252
Investor	Possibly a Property Investor

Mortgage

Document Number	81450005
Date	Sep 4, 2018
Book Page	008145/000005

Lender

Name	RENASANT BK
Type	Bank
Address	MARIETTA, GA 30068

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 3, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4042 Windsor Trl was $5,538 with a homeowner's exemption, up 4.6% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Municipality	Gainesville City
Unified School District	Gainesville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,538.00 (+4.57%) Homeowner's exemption	$190,280 (+2.15%) Land $22,000 Building $168,280	$475,700 (+2.15%) Land $55,000 Building $420,700
2025	$5,296.00	$186,280 Land $20,000 Building $166,280	$465,700 Land $50,000 Building $415,700
2023	$5,116.00 (+371.52%)	$174,400 (+160.77%) Land $18,800 Building $155,600	$436,000 (+160.77%) Land $47,000 Building $389,000
2022	$1,085.00	$66,880 Land $13,160 Building $53,720	$167,200 Land $32,900 Building $134,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4042 Windsor Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4042 Windsor Trl is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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