4042 Wilma Ct, Cincinnati, OH 45245 Property Records

Clermont County property record for 4042 Wilma Ct, Cincinnati, OH 45245 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,260 sqft · built 1977
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$239,000 (Dec 2020)
Tax Bill	$5,348 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-32-19.-200`

Property Details

APN / Parcel Number

Primary APN	`41-32-19.-200`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,260 sqft Living Area
1st Floor Area	1,014 sqft
Basement Area	160 sqft
Unfinished Basement	160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	31,363 sqft (0.72 acres)
View / Lot	Cul-de-sac
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	344 sqft
Deck Area	22 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4042 WILMA CT
City	CINCINNATI
State	OH
Zip	45245-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VAN CHRIS ACRES; LOT 13
Legal Subdivision	VAN CHRIS ACRES
Legal Lot Number	13
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3002
Census Tract	41202

Owner

Source: Clermont County records · APN 41-32-19.-200

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4042 WILMA CT, CINCINNATI, OH 45245-2223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 04, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 09, 2020	Fiduciary Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 09, 2020 · Amount on Record
Deed Sale	Dec 09, 2020 · Amount on Record
Prior Sale	May 01, 1985 · Amount on Record
Deed Document Number	202035080
Deed Book / Page	2861 / 5710
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4042 WILMA CT, CINCINNATI, OH 45245-2223
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4042 WILMA CT, CINCINNATI, OH 45245-2223

Mortgage

Document Number	0000020121
Date	Aug 04, 2022
Book Page	2926/357
Instrument	202200020121

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CLERMONT OH
Recording Date	Dec 09, 2020
Property Address	4042 WILMA CT, CINCINNATI, OH 45245-2223
Document Number	0000035080
Book / Page	2861 / 5710
Map Reference	MB T PG 7&8
Instrument Date	Dec 07, 2020
Instrument	202000035080
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18111 PRESTON RD STE 900, 900, DALLAS, TX 75252-6601

Mortgage

Document Number	0000035081
Date	Dec 09, 2020
Instrument	202000035081

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,348.00 (-49.39%)	$106,260 (-) Land $15,820 Building $90,440
2024			$303,600 (-) Land $45,200 Building $258,400
2023	$10,568.00 (+149.01%) Homeowner's exemption	$106,260 (+45.88%) Land $15,820 Building $90,440	$303,600 (+45.89%) Land $45,200 Building $258,400
2022	$4,244.00 Homeowner's exemption	$72,840 Land $10,850 Building $61,990
2020			$208,100 Land $31,000 Building $177,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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