James City County property record for 4041 Midlands Rd, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,020 sqft · built 1986 |
| Lot Size | 0.023 acres (1,045 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Jul 2023) |
| Tax Bill | $1,308 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-4 15-0-0021 |
| Primary APN | 38-4 15-0-0021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,020 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asbestos |
| Lot Area | 1,045 sqft (0.023 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 19777 |
|---|---|
| Street Address | 4041 MIDLANDS RD |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-2585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR PLANNED UNIT DEVELOP |
| Legal Description | L-21A PH-1 THE MIDLANDS |
| Legal Subdivision | THE MIDLANDS |
| Legal Phase | 1 |
| Legal Lot Number | 21A |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | JAMESTOWN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 80202 |
4041 Midlands Rd is owned by an individual who bought it in July 2023.
Source: James City County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2812 KING ROOK CT, WILLIAMSBURG, VA 23185-3237 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WALDEN SVGS BK |
| Dec 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage WALDEN SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2023 · Amount on File |
| Deed Sale | Jul 28, 2023 · Amount on File |
| Prior Sale | Dec 12, 2019 · Amount on File |
| Deed Document Number | 202307948 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jul 28, 2023 |
| Property Address | 4041 MIDLANDS RD, WILLIAMSBURG, VA 23188-2585 |
| Document Number | 0202307948 |
| Instrument Date | Jul 17, 2023 |
| Instrument | 202307948 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Title Company | NOT AVAILABLE, MULTIPLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2812 KING ROOK CT, WILLIAMSBURG, VA 23185-3237 |
| Document Number | 0202307949 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 202307949 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 4041 MIDLANDS RD, WILLIAMSBURG, VA 23188-2585 |
| Document Number | 0000000214 |
| Instrument Date | Dec 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4041 MIDLANDS RD WILLIAMSBURG VA 231882585, WILLIAMSBURG, VA 23188-2585 |
| Document Number | 0000000214 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 214 |
| Name | WALDEN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 4, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Dec 12, 2019 |
| Property Address | 4041 MIDLANDS RD, WILLIAMSBURG, VA 23188-2585 |
| Document Number | 0000018409 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 18409 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 GERTRUDE DR MIDDLETOWN NY 109408406, MIDDLETOWN, NY 10940-8406 |
| Document Number | 18410 |
|---|---|
| Date | Dec 12, 2019 |
| Instrument | 18410 |
| Name | WALDEN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 4041 Midlands Rd was $1,308, up 6.3% from the year before.
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,308.00 (+6.34%) | $157,700 Land $30,000 Building $127,700 | $157,700 Land $30,000 Building $127,700 |
| 2024 | $1,230.00 (+26.8%) | ||
| 2023 | $970.00 | $116,900 (-) Land $30,000 Building $86,900 | $116,900 (-) Land $30,000 Building $86,900 |
| 2022 | $970.00 | $116,900 Land $30,000 Building $86,900 | $116,900 Land $30,000 Building $86,900 |
| 2019 | $912.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4041 Midlands Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2006) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2006 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4041 Midlands Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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