4041 Manchester Ct, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4041 Manchester Ct, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,193 sqft · built 2017
Lot Size0.435 acres (18,992 sqft)
OwnerIndividual Name on Record
Last Sale$45,000 (Jul 2017)
Tax Bill$4,768 (2024)
Deeds & MortgagesApr 2022 Line of Credit
Jan 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-2N-29-0001-00G00-0070

Property Details

APN / Parcel Number

Primary APN28-2N-29-0001-00G00-0070

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,193 sqft Heated Area
Gross Area4,109 sqft
1st Floor Area3,745 sqft
Upper Floors Area205 sqft
FlooringCarpet
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area18,992 sqft (0.435 acres)
Lot Dimensions2,000 ft deep x 950 ft wide
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area364 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number282N29000100G000070
Street Address4041 MANCHESTER CT
CityPACE
StateFL
Zip32571-7616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionABERNATHY LOT 7 BLK G AS DES IN OR 3641 PG 333
Legal Range29W
Legal Township02N
Legal Section28
Legal SubdivisionABERNATHY
Legal BlockG
Legal Lot Number7
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group2
Census Block2005
Census Tract10303

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4041 MANCHESTER CT, PACE, FL 32571-7616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2022Deed of Trust, Mortgage · Line of Credit
PEN AIR FEDERAL CU
Jan 4, 2018Loan Modification, Mortgage
PEN AIR FCU
Jul 11, 2017Warranty Deed, Construction Loan · Construction Mortgage
PEN AIR FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2017 · Amount on Record
Deed SaleJul 11, 2017 · Amount on Record
Deed Document Number201727988
Deed Book / Page3641 / 0333
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4041 MANCHESTER CT, PACE, FL 32571-7616
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4041 MANCHESTER CT, PACE, FL 32571-7616

Mortgage

Document Number0042701458
DateApr 12, 2022
Book Page4270/1458
Instrument202222122
Lender
NamePEN AIR FEDERAL CU
TypeCredit Union
AddressPENSACOLA, FL 32514
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 11, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address4041 MANCHESTER CT, PACE, FL 32571-7616
Document Number0036931270
Instrument DateJan 4, 2018
Transaction TypeMortgage
Record UpdatedMar 5, 2018
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4041 MANCHESTER CT PACE FL 325717616, PACE, FL 32571-7616

Mortgage

Document Number0036931270
DateJan 9, 2018
Book Page003693/001270
Instrument1115
Lender
NamePEN AIR FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term360 Months
DueJan 8, 2048
Interest
Rate TypeAdjustable Rate
Rate3.5%

July 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 11, 2017
Property Address4041 MANCHESTER CT, PACE, FL 32571-7616
Document Number0036410333
Book / Page3641 / 0333
Map ReferenceMB10 PG77&78
Instrument DateJul 10, 2017
Instrument201727988
Transaction TypeConstruction Loan
Record UpdatedAug 2, 2022
Title CompanyCLEAR TITLE OF NORTHWEST FLO

Transaction

AmountAmount Recorded
Tax$315.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4391 HIGHWAY 90, 4391, MILTON, FL 32571-2004

Transferred To (Grantee/Buyer)

NameVerified Name
Address6494 SCENIC HWY, PENSACOLA, FL 32504-7811

Mortgage

Document Number0201727989
DateJul 11, 2017
Instrument201727989
Lender
NamePEN AIR FCU
TypeCredit Union
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047
Interest
Rate TypeFixed Rate
Rate3.5%
Type Change DateAug 1, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.5%
Index1-Year LIBOR
Max Rate9.5%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$4,768.00 (-2.61%) Homeowner's exemption$410,098 (+1.01%) Land $53,000 Building $357,098$410,098 (+0.77%) Land $53,000 Building $357,098
2023$4,896.00 (+2.34%) Homeowner's exemption$406,004 (+3%)$406,948 (+3.24%) Land $53,000 Building $353,948
2022$4,784.00 Homeowner's exemption$394,179$394,179 Land $49,000 Building $345,179

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims11 (2014–2020)
Claims Outside the SFHA11 of 11
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable · Fiber, Fixed Wireless in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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