4041 Lovers Ln, Dickinson, TX 77539 Property Records

Galveston County property record for 4041 Lovers Ln, Dickinson, TX 77539

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,572 sqft · built 1996
Lot Size	1.28 acres (56,192 sqft)
Owner	2 Individual Names on File
Last Sale	$233,900 (Jul 1997)
Tax Bill	$3,314 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`0019-0054-0003-000`

Property Details

APN / Parcel Number

Primary APN	`0019-0054-0003-000`
Alternative APN	`R371380`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,572 sqft Living Area
Gross Area	3,147 sqft
1st Floor Area	2,572 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	56,192 sqft
View / Lot	Road
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	617 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4041 LOVERS LN
City	DICKINSON
State	TX
Zip	77539-8229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST 19 PAGE 12 PERRY & AUSTIN SUR TR 54-3 1.290 ACS
Legal Subdivision	PERRY AND AUSTIN SURVEY
Legal Tract	54-3
Legal Block	2
Legal Lot Number	2
Jurisdiction	GALVESTON TX
Township / Civil Division	TEXAS CITY-LEAGUE CITY
Census Block Group	2
Census Block	2000
Census Tract	720601

Owner

4041 Lovers Ln is owned and occupied by two individuals who bought it in July 1997.

Source: Galveston County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4041 LOVERS LN, DICKINSON, TX 77539-8229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 30, 2019	Deed of Trust, Mortgage QUICKEN LNS
Dec 18, 2017	Trustee's Deed, Construction Loan · Construction Mortgage US SMALL BUSN ADMN
Aug 9, 2018	Trustee's Deed, Construction Loan · Construction Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 1997 · Amount on File
Deed Sale	Jul 18, 1997 · Amount on File
Deed Document Number	199726821
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALVESTON TX
Property Address	4041 LOVERS LN, DICKINSON, TX 77539-8229
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087591
Date	Dec 3, 2021
Instrument	2021087591

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2031

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALVESTON TX
Property Address	4041 LOVERS LN, DICKINSON, TX 77539-8229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048781
Date	Aug 11, 2020
Instrument	2020048781

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	157 Months
Due	Sep 1, 2033

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALVESTON TX
Property Address	4041 LOVERS LN, DICKINSON, TX 77539-8229
Document Number	0000029140
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4041 LOVERS LN DICKINSON TX 775398229, DICKINSON, TX 77539-8229

Mortgage

Document Number	0000029140
Date	Jun 4, 2019
Instrument	29140

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 3, 2034

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GALVESTON TX
Recording Date	Dec 18, 2017
Property Address	4041 LOVERS LN, DICKINSON, TX 77539-8229
Instrument Date	Nov 22, 2017
Instrument	76268
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4041 LOVERS LN DICKINSON TX 775398229, DICKINSON, TX 77539-8229

Mortgage

Document Number	0000076268
Date	Dec 18, 2017
Instrument	76268

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2047

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GALVESTON TX
Recording Date	Aug 9, 2018
Property Address	4041 LOVERS LN, DICKINSON, TX 77539-8229
Instrument Date	Nov 22, 2017
Instrument	48046
Transaction Type	Construction Loan
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4041 LOVERS LN DICKINSON TX 775398229, DICKINSON, TX 77539-8229

Mortgage

Document Number	0000048046
Date	Aug 9, 2018
Instrument	48046

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4041 Lovers Ln was $3,314 with exemptions applied, down 22.8% from the year before.

Source: Galveston County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Galveston County
Municipality	Dickinson City
Unified School District	Dickinson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,940 (-32.12%) Land $56,190 Building $212,750	$268,940 (-59.6%) Land $56,190 Building $212,750
2025	$3,314.00 (-22.79%) Homeowner's exemption Senior Citizen's exemption	$396,201 Land $56,190 Building $609,490	$665,680 Land $56,190 Building $609,490
2024	$4,292.00
2023		$633,050 Land $56,190 Building $576,860	$633,050 Land $56,190 Building $576,860
2018	$4,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4041 Lovers Ln in Zone X, an area of moderate flood risk, though there have been 26 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 197 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	197 in force
Nearby Flood Claims	26 (2017–2024)
Claims Outside the SFHA	24 of 26
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4041 Lovers Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALVESTON COUNTY WCID 1 serves 30,399 people · EPA ID TX0840001
Water Source	Purchased surface water from GULF COAST WATER AUTHORITY TX CITY
Last State Inspection	Nov 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Rural Telecommunications of America, T-Mobile.

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