4041 Karen Rd, Midlothian, TX 76065 Property Records

Ellis County property record for 4041 Karen Rd, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,918 sqft · built 2019
Lot Size	1.23 acres (54,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$443,400 (May 2020)
Tax Bill	$288 (2023)
Deeds & Mortgages	Aug 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R266471`

Property Details

APN / Parcel Number

Primary APN	`R266471`
Alternative APNs	`54417090400900108` `266471`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,918 sqft Living Area
Gross Area	4,860 sqft
1st Floor Area	2,620 sqft
2nd Floor Area	1,298 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	54,014 sqft
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	362 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4041 KAREN RD
City	MIDLOTHIAN
State	TX
Zip	76065-2364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK D FOUR TREES ADDITION 1.24 AC
Legal Subdivision	FOUR TREES ADDITION
Legal Block	D
Legal Lot Number	9
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2033
Census Tract	60702

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4041 KAREN RD, MIDLOTHIAN, TX 76065-2364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
May 22, 2020	Deed of Trust, Mortgage · VA Mortgage CHERRY CREEK MTG
Sep 19, 2019	Grant Deed, Transfer LEGACY BK/TX
Apr 22, 2019	Grant Deed, Mortgage INTERBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2020 · Amount on Record
Deed Sale	May 27, 2020 · Amount on Record
Prior Sale	Sep 19, 2019 · Amount on Record
Deed Document Number	202016911
Prior Transfer Date	May 22, 2020
Prior Transfer Doc	0000016911
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	4041 KAREN RD, MIDLOTHIAN, TX 76065-2364
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002133785
Date	Aug 2, 2021
Instrument	2133785

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	4041 KAREN RD, MIDLOTHIAN, TX 76065-2364
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4041 KAREN RD MIDLOTHIAN TX 760652364, MIDLOTHIAN, TX 76065-2364

Mortgage

Document Number	16912
Date	May 27, 2020
Instrument	16912

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Sep 19, 2019
Property Address	4041 KAREN RD, MIDLOTHIAN, TX 76065-2364
Document Number	0000027862
Instrument Date	Sep 18, 2019
Instrument	27862
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	TOWN SQUARE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	509 FERRIS AVE WAXAHACHIE TX 751653343, WAXAHACHIE, TX 75165-3343
Investor	Possibly a Property Investor

Mortgage

Document Number	27863
Date	Sep 19, 2019
Instrument	27863

Lender

Name	LEGACY BK/TX
Type	Bank
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded

April 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Apr 22, 2019
Property Address	4041 KAREN RD, MIDLOTHIAN, TX 76065-2364
Instrument Date	Apr 12, 2019
Instrument	10770
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	MICRO TITLE NAVARRO COUNTY LLC, MICRO TITLE NAVARRO CNTY LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 886 ITALY TX 766510886, ITALY, TX 76651-0886

Mortgage

Document Number	0000010770
Date	Apr 22, 2019
Instrument	10770

Lender

Name	INTERBANK
Type	Bank
Address	PO BOX 557, WAXAHACHIE, TX 75168-0557

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$760,397 (-7.06%) Land $160,000 Building $600,397	$760,397 (-7.06%) Land $160,000 Building $600,397
2025		$818,132 (+3.55%) Land $160,000 Building $658,132	$818,132 (+3.55%) Land $160,000 Building $658,132
2023	$288.00 (-78.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$790,122 Land $150,000 Building $640,122	$790,122 Land $150,000 Building $640,122
2018	$1,361.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARDIS LONE ELM WSC serves 20,736 people · EPA ID TX0700034
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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