Hanover County property record for 4041 Fraley Dr, Mechanicsville, VA 23111
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,414 sqft · built 1993 |
| Lot Size | 10.4 acres (453,024 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,790 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8744-99-4094 |
| Primary APN | 8744-99-4094 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,414 sqft Living Area |
| Gross Area | 3,422 sqft |
| 1st Floor Area | 398 sqft |
| 2nd Floor Area | 2,016 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 453,024 sqft (10.4 acres) |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10179551 |
|---|---|
| Street Address | 4041 FRALEY DR |
| City | MECHANICSVILLE |
| State | VA |
| Zip | 23111-4963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | CAVALRY BRANCH LOT 2 BLK C SEC 1 |
| Legal Subdivision | CAVALRY BRANCH |
| Legal Block | C |
| Legal Lot Number | 2 |
| Jurisdiction | HANOVER VA |
| Township / Civil Division | COLD HARBOR |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 321402 |
Source: Hanover County records, as of June 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4041 FRALEY DR, MECHANICSVILLE, VA 23111-4963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANOVER VA |
| Recording Date | Jul 7, 2026 |
| Property Address | 4041 FRALEY DR, MECHANICSVILLE, VA 23111-4963 |
| Document Number | 0000077870 |
| Book / Page | 3448 / 3484 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202677870 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4041 FRALEY DR, MECHANICSVILLE, VA 23111-4963 |
| Document Number | 0000077870, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 3448/3484 |
| Instrument | 202677870 |
| Name | BANK NATIONAL ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
Source: Hanover County assessment roll, as of June 4, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Hanover County |
| Unified School District | Hanover County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,790.00 | $591,400 Land $193,700 Building $397,700 | $591,400 Land $193,700 Building $397,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| All Points Broadband Fiber | 1,000 / 1,000 |
May also be available: Xfinity.
4G LTE (outdoors only), no 5G reported
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