4041 E Zia St, Phoenix, AZ 85044 Property Records

Maricopa County property record for 4041 E Zia St, Phoenix, AZ 85044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,272 sqft · built 1980
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,820 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2020 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`301-55-260`

Property Details

APN / Parcel Number

Primary APN	`301-55-260`
Alternative APN	`301552606`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	1,422 sqft
1st Floor Area	1,272 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Parking Spaces	2 Parking Spaces
Pool Area	408 sqft
Porch	Slab
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4041 E ZIA ST
City	PHOENIX
State	AZ
Zip	85044-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	AHWATUKEE FS 4 MCR 183-36
Legal Range	4E
Legal Township	1S
Legal Section	18
Legal Subdivision	AHWATUKEE FS 4
Legal Lot Number	2086
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1008
Census Tract	116707

Owner

4041 E Zia St is owned and occupied by two individuals who acquired it in July 2020.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4041 E ZIA ST, PHOENIX, AZ 85044-1803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 20, 2020	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 20, 2020	Quit Claim Deed, Transfer DRIGGS TITLE AGENCY
Jul 16, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 16, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Aug 27, 2018	Warranty Deed NORTH AMERICAN TITLE
Aug 2, 2018	Warranty Deed, Transfer · VA Mortgage MORIA DEVELOPMENT INC
Aug 2, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2020
Deed Sale	Jul 20, 2020
Prior Sale	Aug 2, 2018 · Amount on File
Deed Document Number	2020646000
Prior Transfer Date	Jul 13, 2020
Prior Transfer Doc	0000646000
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4041 E ZIA ST, PHOENIX, AZ 85044-1803
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4041 E ZIA ST, PHOENIX, AZ 85044-1803

Mortgage

Document Number	0001263364
Date	Nov 29, 2021
Instrument	20211263364

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jul 20, 2020
Property Address	4041 E ZIA ST, PHOENIX, AZ 85044-1803
Document Number	0000646000
Map Reference	MB 183 PG 36
Instrument Date	Jul 13, 2020
Instrument	20200646000
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4041 E ZIA ST, PHOENIX, AZ 85044-1803

Mortgage

Document Number	0000646001
Date	Jul 20, 2020
Instrument	20200646001

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 20, 2020
Property Address	4041 E ZIA ST, PHOENIX, AZ 85044-1803
Document Number	0000646002
Instrument Date	Jul 13, 2020
Instrument	646002
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	DRIGGS TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4041 E ZIA ST PHOENIX AZ 850441803, PHOENIX, AZ 85044-1803

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4041 E ZIA ST, PHOENIX, AZ 85044-1803
Document Number	0000577465
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4041 E ZIA ST PHOENIX AZ 850441803, PHOENIX, AZ 85044-1803

Mortgage

Document Number	0000577465
Date	Jul 30, 2019
Instrument	577465

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4041 E ZIA ST, PHOENIX, AZ 85044-1803
Document Number	0000550779
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4041 E ZIA ST PHOENIX AZ 850441803, PHOENIX, AZ 85044-1803

Mortgage

Document Number	0000550779
Date	Jul 22, 2019
Instrument	550779

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2049

August 2018: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 27, 2018
Property Address	4041 E ZIA ST, PHOENIX, AZ 85044-1803
Document Number	0000647388
Instrument Date	Aug 1, 2018
Instrument	647388
Record Updated	Aug 31, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$272.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4041 E ZIA ST PHOENIX AZ 850441803, PHOENIX, AZ 85044-1803

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 2, 2018
Property Address	4041 E ZIA ST, PHOENIX, AZ 85044-1803
Document Number	0000588630
Map Reference	MB 183 PG 36
Instrument Date	Aug 1, 2018
Instrument	20180588630
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4041 E ZIA ST, 4041, PHOENIX, AZ 85044-1803

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	13229 S 48TH ST APT 1036, 1036, PHOENIX, AZ 85044-5038

Mortgage

Document Number	0000588631
Date	Aug 2, 2018
Instrument	20180588631

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 2, 2018
Property Address	4041 E ZIA ST, PHOENIX, AZ 85044-1803
Document Number	0000000863
Instrument Date	Jul 1, 2018
Instrument	863
Transaction Type	Transfer
Record Updated	Sep 13, 2018

Transaction

Amount	Amount on Record
Tax	$272.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13229 S 48TH ST #1036 PHOENIX AZ 850445038, 1036, PHOENIX, AZ 85044-5038

Tax Assessment & Valuation

The 2025 property tax bill for 4041 E Zia St was $1,820.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,270 (+101.12%)	$372,700 (+5.7%) Land $74,500 Building $298,200
2025	$1,820.00	$18,531 (-52.13%)	$352,600 (-8.91%) Land $70,500 Building $282,100
2024		$38,710	$387,100 Land $77,400 Building $309,700
2023	$1,581.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4041 E Zia St in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2014–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4041 E Zia St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 72% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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