7707 APACHE PLUME DR HOUSTON TX 770712600, HOUSTON, TX 77071-2600
Mortgage
Document Number
24401
Date
Mar 5, 2020
Instrument
24401
Lender
Name
MISCELLANEOUS INS CO
Address
3300 MUTUAL OF OMAHA PLZ, OMAHA, NE 68175-1004
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
240 Months
Due
Mar 4, 2040
Interest
Rate Type
Adjustable Rate
June 2018: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
SHELBY TN
Property Address
4041 DELP ST, MEMPHIS, TN 38118
Document Number
0000073062
Instrument Date
Jun 28, 2018
Transaction Type
Mortgage
Record Updated
Jan 14, 2019
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Mortgage
Document Number
0000073062
Date
Jul 23, 2018
Instrument
73062
Lender
Name
BANCORPSOUTH
Type
Bank
Agreement
Amount
Amount on Record
Term
144 Months
Due
Jul 22, 2030
December 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SHELBY TN
Recording Date
Dec 29, 2017
Property Address
4041 DELP ST, MEMPHIS, TN 38118
Document Number
0000132199
Instrument Date
Dec 27, 2017
Instrument
132199
Transaction Type
Transfer
Record Updated
Jan 3, 2018
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
1450 W MASSEY RD MEMPHIS TN 381203238, MEMPHIS, TN 38120-3238
July 2010: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
SHELBY TN
Property Address
4041 DELP ST, MEMPHIS, TN 38118
Document Number
0000065972
Instrument Date
Jul 9, 2010
Transaction Type
Mortgage
Record Updated
Jul 24, 2018
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Mortgage
Document Number
0000065972
Date
Jul 3, 2018
Instrument
65972
Lender
Name
BANCORPSOUTH
Type
Bank
Address
1 MISSISSIPPI PLZ, TUPELO, MS 38804-4826
Agreement
Amount
Amount on Record
Term
144 Months
Due
Jul 2, 2030
Tax Assessment & Valuation
The 2025 property tax bill for 4041 Delp St was $29,387.
Source: Shelby County assessment roll, as of June 2, 2026
Property Jurisdictions
Type
Name
State
Tennessee
County
Shelby County
Municipality
Memphis City
Unified School District
Shelby County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$29,387.00
$1,092,480Land $82,000Building $1,010,480
$2,731,200Land $205,000Building $2,526,200
2023
$811,800Land $68,320Building $743,480
2022
$49,451.00
2021
$2,029,500Land $170,800Building $1,858,700
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 4041 Delp St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone AE high risk
100-Year Floodplain
Yes 1% annual chance
Floodway
No
Base Flood Elevation
Varies along the reach; see FIRM
Flood Insurance Requirement
Required federally backed loans
Flood Insurance Cost
Premium on File median of 22 policies
Nearby Flood Policies
22 in force
Nearby Flood Claims
2 (1979–1982)
Most Recent Claim
Dec 1982 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 4041 Delp St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source
Groundwater
Last State Inspection
Apr 2024
Lead
5 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025