4041 Bridge St, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4041 Bridge St, Fair Oaks, CA 95628

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 4 ba · 1,170 sqft · built 1938
Lot Size	0.279 acres (12,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Jan 2020)
Tax Bill	$6,608 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`244-0275-001-0000`

Property Details

APN / Parcel Number

Primary APN	`244-0275-001-0000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	L-Shape
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Composition Shingle
Lot Area	12,160 sqft (0.279 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4041 BRIDGE ST
City	FAIR OAKS
State	CA
Zip	95628-7503
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	SPA
Legal Description	ALL THAT POR OF LOT 2 BLK 37, FAIR OAKS CITY DESC AS BEG AT MOST NLY COR OF SD LOT 2, TH FROM SD POB S 20%1730E 118.33 FT,
Legal Subdivision	FAIR OAKS CITY
Legal Block	37
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4027
Census Tract	8009

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4041 BRIDGE ST, FAIR OAKS, CA 95628-7503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage WEST ONE CAPITAL GROUP INC
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit SACRAMENTO CU
May 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WEST ONE CAPITAL GROUP INC
Jan 8, 2020	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Jan 8, 2020	Grant Deed, Construction Loan · Construction Mortgage PACIFIC CAPITAL FUNDING CORP
May 11, 2018	Grant Deed, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2020 · Amount on Record
Deed Sale	Jan 8, 2020 · Amount on Record
Prior Sale	May 11, 2018 · Amount on Record
Deed Book / Page	20200108 / 1537
Last Transfer Date	Oct 16, 2020
Transfer Doc	5240000000183
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4041 BRIDGE ST, FAIR OAKS, CA 95628-7503
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4041 BRIDGE ST, FAIR OAKS, CA 95628-7503
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000950
Date	Sep 10, 2021
Instrument	2021091000950

Lender

Name	WEST ONE CAPITAL GROUP INC
Type	Non-Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4041 BRIDGE ST, FAIR OAKS, CA 95628-7503
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4041 BRIDGE ST, FAIR OAKS, CA 95628-7503
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001406
Date	Dec 28, 2021
Instrument	2021122801406

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95812

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 27, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 24, 2021
Property Address	4041 BRIDGE ST, FAIR OAKS, CA 95628-7503
Document Number	0000000183
Map Reference	MB A PG 48
Instrument Date	Oct 16, 2020
Instrument	202105240183
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4041 BRIDGE ST, FAIR OAKS, CA 95628-7503
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000184
Date	May 24, 2021
Instrument	202105240184

Lender

Name	WEST ONE CAPITAL GROUP INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Nov 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 8, 2020
Property Address	4041 BRIDGE ST, FAIR OAKS, CA 95628-7503
Document Number	2001081536
Instrument Date	Jan 7, 2020
Instrument	2001081536
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 937 EL DORADO CA 956230937, EL DORADO, CA 95623-0937

January 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 8, 2020
Property Address	4041 BRIDGE ST, FAIR OAKS, CA 95628-7503
Document Number	2001081537
Instrument Date	Dec 31, 2019
Instrument	2001081537
Transaction Type	Construction Loan
Record Updated	Jan 27, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 937 EL DORADO CA 956230937, EL DORADO, CA 95623-0937

Mortgage

Document Number	2001081538
Date	Jan 8, 2020
Instrument	2001081538

Lender

Name	PACIFIC CAPITAL FUNDING CORP
Address	5010 PARKWAY CALABASAS # 201, CALABASAS, CA 91302-3914

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 7, 2021

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 11, 2018
Property Address	4041 BRIDGE ST, FAIR OAKS, CA 95628-7503
Document Number	1805110579
Instrument Date	May 1, 2018
Instrument	1805110579
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$550.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	9029 WINGTIP COURT8 FAIR OAKS CA 95628, FAIR OAKS, CA 95628

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,599 (+2%) Land $223,101 Building $323,498
2025	$6,608.00 (+0.79%)	$535,882 (+4.04%) Land $218,727 Building $317,155
2024	$6,556.00 (+3%)
2023	$6,365.00 (+0.41%)	$515,076 Land $210,235 Building $304,841
2022	$6,339.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50

May also be available: GeoLinks, T-Mobile.

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