Livingston County property record for 4041 Anchor Ln, Brighton, MI 48116
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,627 sqft · built 1995 |
| Lot Size | 0.341 acres (14,854 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Sep 2016) |
| Tax Bill | $4,409 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-27-101-028 |
| Primary APN | 11-27-101-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,627 sqft Living Area |
| 1st Floor Area | 1,627 sqft |
| Basement Area | 1,627 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 627 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 14,854 sqft (0.341 acres) |
| Lot Dimensions | 212 ft deep x 140 ft wide |
| Garage Area | 663 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 370 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4041 ANCHOR LN |
|---|---|
| City | BRIGHTON |
| State | MI |
| Zip | 48116-8400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LRR |
| Legal Description | SEC 27 T2N R5E CHATAQUA COLONY LOTS 3 & 4 COMB 10-90 FROM 003 & 004 |
| Legal Range | 05E |
| Legal Township | 02N |
| Legal Section | 27 |
| Legal Subdivision | CHATAQUA COLONY |
| Legal Tract | 742700 |
| Legal Lot Number | 3-4 |
| Jurisdiction | LIVINGSTON MI |
| Township / Civil Division | GENOA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 742700 |
4041 Anchor Ln is owned and occupied by an individual who bought it in September 2016.
Source: Livingston County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4041 ANCHOR LN, BRIGHTON, MI 48116-8400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage · Line of Credit LAKE TRUST CU |
| Apr 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2016 · Amount on File |
| Deed Sale | Sep 1, 2016 · Amount on File |
| Prior Sale | Oct 24, 2001 · Amount on File |
| Deed Document Number | 201626488 |
| Prior Transfer Date | Apr 7, 2004 |
| Prior Transfer Doc | 0044540980 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 4041 ANCHOR LN, BRIGHTON, MI 48116-8400 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4041 ANCHOR LN, BRIGHTON, MI 48116-8400 |
| Document Number | 0000020276 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 2025R-020276 |
| Name | LAKE TRUST CU |
|---|---|
| Type | Credit Union |
| Address | 4605 S OLD US HIGHWAY 23, BRIGHTON, MI 48114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 8, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 4041 ANCHOR LN, BRIGHTON, MI 48116-8400 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4041 ANCHOR LN, BRIGHTON, MI 48116-8400 |
| Document Number | 0000011337 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 2022R-011337 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 4041 ANCHOR LN, BRIGHTON, MI 48116-8400 |
| Document Number | 0000018153 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4041 ANCHOR LN BRIGHTON MI 481168400, BRIGHTON, MI 48116-8400 |
| Document Number | 0000018153 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 18153 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2050 |
The 2025 property tax bill for 4041 Anchor Ln was $4,409 with a homeowner's exemption.
Source: Livingston County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| County Subdivision | Genoa Township |
| Unified School District | Brighton Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,000 (+8.46%) | $618,000 (+8.46%) | |
| 2025 | $4,409.00 Homeowner's exemption | $284,900 | $569,800 |
| 2023 | $241,800 | ||
| 2021 | $483,600 | ||
| 2019 | $4,430.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4041 Anchor Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4041 Anchor Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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