4040 Willis Rd, Mulberry, FL 33860 Property Records

Polk County property record for 4040 Willis Rd, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,780 sqft · built 1978
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Company Names on Record
Last Sale	$173,000 (Sep 2019)
Tax Bill	$1,602 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-33-000000-034070`

Property Details

APN / Parcel Number

Primary APN	`23-29-33-000000-034070`
Alternative APNs	`332923000000034070` `32923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,780 sqft Living Area
1st Floor Area	1,780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	133 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Porch	Unfinished Open Porch
Porch Area	126 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4040 WILLIS RD
City	MULBERRY
State	FL
Zip	33860-7218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	E 100 FT OF W 1007.4 FT OF SW1/4 OF NW1/4 LESS N 25 FT & LESS S 1162 FT BEING LOT 8 OF UNRE WILL-O-WOODS
Legal Range	23E
Legal Township	29S
Legal Section	33
Legal Subdivision	CLAVILLE PROP
Legal Tract	000000
Legal Block	2
Legal Lot Number	8
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2000
Census Tract	14904

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4040 WILLIS RD, MULBERRY, FL 33860-7218
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 11, 2019	Warranty Deed, Transfer MORTGAGE FIRM
Sep 29, 2017	Quit Claim Deed, Mortgage · FHA Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2019 · Amount on Record
Deed Sale	Sep 11, 2019 · Amount on Record
Prior Sale	Jun 1, 2016
Deed Document Number	2019192212
Deed Book / Page	10969 / 2203
Prior Transfer Date	Sep 7, 2017
Prior Transfer Doc	0000186545
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4040 WILLIS RD, MULBERRY, FL 33860-7218
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 WILLIS RD, MULBERRY, FL 33860-7218

Mortgage

Document Number	0000095728
Date	Apr 7, 2022
Book Page	12200/1288
Instrument	2022095728

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Sep 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 11, 2019
Property Address	4040 WILLIS RD, MULBERRY, FL 33860-7218
Document Number	0109692203
Book / Page	010969 / 002203
Instrument Date	Aug 23, 2019
Instrument	192212
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	SECURITY NATIONAL TITLE AND ESCROW, SECURITY NAT'L TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,211.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4040 WILLIS RD MULBERRY FL 338607218, MULBERRY, FL 33860-7218

Mortgage

Document Number	109692205
Date	Sep 11, 2019
Book Page	010969/002205
Instrument	192213

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

September 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Sep 29, 2017
Property Address	4040 WILLIS RD, MULBERRY, FL 33860-7218
Document Number	0102721828
Book / Page	010272 / 001828
Instrument Date	Sep 7, 2017
Instrument	186545
Transaction Type	Mortgage
Record Updated	Oct 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 WILLIS RD MULBERRY FL 338607218, MULBERRY, FL 33860-7218

Mortgage

Document Number	102721832
Date	Sep 29, 2017
Book Page	010272/001832
Instrument	186546

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,565 (+2.7%)	$210,874 (-12.73%) Land $18,000 Building $192,874
2025	$1,602.00 (-19.9%) Homeowner's exemption	$164,133 (+5.99%)	$241,639 (-1.04%) Land $18,000 Building $223,639
2023	$2,000.00 (+3.68%) Homeowner's exemption	$154,861 (+3%)	$244,175 (+35.21%) Land $17,500 Building $226,675
2022	$1,929.00 Homeowner's exemption	$150,350	$180,593 Land $14,500 Building $166,093

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAILEY PLACE MHP private · serves 150 people · EPA ID FL6535097
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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