Contra Costa County property record for 4040 Terra Alta Dr, San Ramon, CA 94582
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,374 sqft · built 1986 |
| Lot Size | 0.244 acres (10,624 sqft) |
| Owner | Trust Name on File |
| Last Sale | $375,000 (Jun 1994) |
| Tax Bill | $7,953 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Feb 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 212-492-007-1 |
| Primary APN | 212-492-007-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,374 sqft Living Area |
| 1st Floor Area | 2,374 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Material | Wood Shingle |
| Lot Area | 10,624 sqft (0.244 acres) |
| Garage Type | Attached |
| Garage Area | 487 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4040 TERRA ALTA DR |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94582-4604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T5902 L78 |
| Legal Subdivision | SUBDIVISION 5902 |
| Legal Tract | 5902 |
| Legal Lot Number | 78 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 345112 |
4040 Terra Alta Dr is owner-occupied and held in a trust since January 1995.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4040 TERRA ALTA DR, SAN RAMON, CA 94582-4604 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Feb 28, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 28, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 1994 · Amount on File |
| Deed Sale | Jun 3, 1994 · Amount on File |
| Deed Document Number | 1994148943 |
| Last Transfer Date | Jan 19, 1995 |
| Transfer Doc | 0000010310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4040 TERRA ALTA DR, SAN RAMON, CA 94582-4604 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|
| Document Number | 0000123121 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 2020-123121 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Feb 28, 2017 |
| Property Address | 4040 TERRA ALTA DR, SAN RAMON, CA 94582-4604 |
| Document Number | 0000035735 |
| Instrument Date | Feb 23, 2017 |
| Instrument | 35735 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4040 TERRA ALTA DR SAN RAMON CA 945824604, SAN RAMON, CA 94582-4604 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Feb 28, 2017 |
| Property Address | 4040 TERRA ALTA DR, SAN RAMON, CA 94582-4604 |
| Document Number | 0000035736 |
| Instrument Date | Feb 23, 2017 |
| Instrument | 35736 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4040 TERRA ALTA DR SAN RAMON CA 945824604, SAN RAMON, CA 94582-4604 |
The 2025 property tax bill for 4040 Terra Alta Dr was $7,953 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $690,135 (+2%) Land $286,028 Building $404,107 | |
| 2025 | $7,953.00 Homeowner's exemption | $676,604 Land $280,420 Building $396,184 |
| 2023 | $7,661.00 (+0.75%) Homeowner's exemption | $650,332 Land $269,532 Building $380,800 |
| 2022 | $7,604.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4040 Terra Alta Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4040 Terra Alta Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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