Brevard County property record for 4040 Scotland St, Cocoa, FL 32927
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,238 sqft · built 2006 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Mar 2020) |
| Tax Bill | $4,061 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-35-24-25-27-13 |
| Primary APN | 23-35-24-25-27-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,238 sqft Living Area |
| Gross Area | 2,904 sqft |
| 1st Floor Area | 2,238 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 125 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Porch | Florida Room |
| Porch Area | 288 sqft |
| Patio Area | 7 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2311166 |
|---|---|
| Street Address | 4040 SCOTLAND ST |
| City | COCOA |
| State | FL |
| Zip | 32927-8515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU19 |
| Legal Description | PORT ST JOHN UNIT 2 LOTS 12 & 13 BLK 27 |
| Legal Range | 35E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | PORT ST JOHN UNIT 2 |
| Legal Block | 27 |
| Legal Lot Number | 13 |
| Legal Unit | 2 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 62109 |
4040 Scotland St is owned and occupied by two individuals who bought it in March 2020.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4040 SCOTLAND ST, COCOA, FL 32927-8515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2023 | Warranty Deed, Transfer DOCKSIDE TITLE LLC |
| Mar 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2020 · Amount on File |
| Deed Sale | Mar 2, 2020 · Amount on File |
| Prior Sale | Sep 6, 2006 · Amount on File |
| Deed Document Number | 202050477 |
| Deed Book / Page | 8679 / 2484 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Mar 13, 2023 |
| Property Address | 4040 SCOTLAND ST, COCOA, FL 32927-8515 |
| Document Number | 0097370423 |
| Book / Page | 9737 / 423 |
| Map Reference | MB 14 PG 48-51 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 2023048817 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Title Company | DOCKSIDE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $336.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 738 PEACHTREE LN, BOCA RATON, FL 33486-5639 |
| Name | Verified Name |
|---|---|
| Address | 4040 SCOTLAND ST, COCOA, FL 32927-8515 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Mar 2, 2020 |
| Property Address | 4040 SCOTLAND ST, COCOA, FL 32927-8515 |
| Document Number | 0086792484 |
| Book / Page | 8679 / 2484 |
| Map Reference | MB 14 PG 48-51 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 2020050477 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | ISLAND T&E AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1420 S BANANA RIVER DR, 1420, MERRITT ISLAND, FL 32952-2802 |
| Name | Verified Name |
|---|---|
| Address | 4040 SCOTLAND ST, COCOA, FL 32927-8515 |
| Investor | Possibly a Property Investor |
| Document Number | 0086792487 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 8679/2487 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 4040 Scotland St was $4,061 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $292,680 (+2.7%) | $353,010 (-0.38%) | |
| 2025 | $4,061.00 Homeowner's exemption | $284,990 | $354,350 Land $83,200 Building $271,150 |
| 2023 | $3,198.00 (+6.53%) Homeowner's exemption | $228,510 (+3%) | $310,980 (+11.45%) Land $52,000 Building $258,980 |
| 2022 | $3,002.00 Homeowner's exemption | $221,860 | $279,020 Land $46,000 Building $233,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4040 Scotland St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 5 (1995–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4040 Scotland St is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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