4040 S Meridian Rd, Bluffton, IN 46714 Property Records

Wells County property record for 4040 S Meridian Rd, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,361 sqft · built 1988
Lot Size	4.26 acres (185,566 sqft)
Owner	Individual Name on File
Tax Bill	$2,277 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-09-25-100-005.000-013`

Property Details

APN / Parcel Number

Primary APN	`90-09-25-100-005.000-013`
Alternative APNs	`00001587964` `0060446702`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,361 sqft Living Area
1st Floor Area	2,361 sqft
Basement Area	2,361 sqft
Unfinished Basement	2,361 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	185,566 sqft (4.26 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Solar

Location & Zoning

Account Number	00001587964
Street Address	4040 S MERIDIAN RD
City	BLUFFTON
State	IN
Zip	46714-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E/2 NE 25-26-11 4.26A N 422' OF 440' NE
Jurisdiction	WELLS IN
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2000
Census Tract	40700

Owner

4040 S Meridian Rd is owned and occupied by an individual.

Source: Wells County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	4040 S MERIDIAN RD, BLUFFTON, IN 46714-9600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK BERNIE
Mar 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Apr 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	4040 S MERIDIAN RD, BLUFFTON, IN 46714-9600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20203243
Date	Jul 31, 2020
Instrument	20203243

Lender

Name	FIRST BANK BERNIE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	4040 S MERIDIAN RD, BLUFFTON, IN 46714-9600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190604
Date	Mar 1, 2019
Instrument	20190604

Lender

Name	DITECH FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	4040 S MERIDIAN RD, BLUFFTON, IN 46714-9600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20191193
Date	Apr 22, 2019
Instrument	20191193

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4040 S Meridian Rd was $2,277 with a homeowner's exemption, up 8.3% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Liberty Township
Unified School District	Southern Wells Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,277.00 (+8.33%) Homeowner's exemption	$375,200 Land $69,000 Building $306,200	$375,200 Land $69,000 Building $306,200
2024	$2,102.00
2023		$343,300 (+5.66%) Land $69,000 Building $274,300	$343,300 (+5.66%) Land $69,000 Building $274,300
2022	$1,841.00	$324,900 Land $48,000 Building $276,900	$324,900 Land $48,000 Building $276,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4040 S Meridian Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4040 S Meridian Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Meridian Rd

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