4040 Orient Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4040 Orient Dr, Hernando Beach, FL 34607 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1997
Square Footage	2,016 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$394,000 (2020)
Tax Bill	$2,974.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R12-223-16-2020-0540-0010`
Alternative APNs	`00159081` `159081`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	2,016 sqft Living Area
1st Floor	2,016 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1997
Exterior Material	Stucco Exterior
Construction Type	Concrete Construction
Foundation Type	Concrete Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,712 sqft (0.2 acres)

Exterior Amenities

Pool Area	336 sqft Pool
Patio Area	224 sqft Patio
Porch	1 Porch
Porch Area	1,082 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	00159081
Street Address	4040 ORIENT DR
City	HERNANDO BEACH
State	FL
Zip	34607-3224
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GULF COAST RET UNIT 6 BLK 54 LOT 1
Legal Range	16E
Legal Township	23S
Legal Section	12
Legal Subdivision	GULF COAST RET UNIT 6
Legal Block	54
Legal Lot Number	1
Legal Unit	6
Jurisdiction	HERNANDO FL
Minor Civil Division	HERNANDO BEACH
Census Blockgroup	2
Census Block	2031
Census Tract	41501

Owner

Source: Hernando County records · APN R12-223-16-2020-0540-0010

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	2 Verified Secondary Owners
Mailing Address	4040 ORIENT DR, HERNANDO BEACH, FL 34607-3224
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Verified Names on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Prior Sale	Jun 26, 2020 · Amount on Record
Deed Doc Number	0038551904
Deed Book / Page	3855 / 1904
Last Transfer Date	Feb 12, 2025
Transfer Doc	0045220814
Record Refreshed	Jun 08, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 26, 2020
Property Address	4040 ORIENT DR, HERNANDO BEACH, FL 34607-3224
Document Number	0038551904
Book / Page	3855 / 1904
Map Reference	MB 7 PG 14
Instrument Date	Jun 18, 2020
Instrument	2020038614
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	SOUTHEAST TITLE OF SUNCOAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,758.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 ORIENT DR, HERNANDO BEACH, FL 34607-3224

Mortgage

Document Number	0038551906
Date	Jun 26, 2020
Instrument	3855/1906

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 01, 2030
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,974.00 (-52.25%) Additional exemption filed	$247,773 (-44.9%)	$427,200 (-4.99%) Land $175,957 Building $251,243
2023		$449,648 Land $214,526 Building $235,122
2022	$6,228.00		$449,648 Land $181,450 Building $268,198

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 27% of Florida
Wildfire Likelihood	About 1 in 1,205 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.