4040 Oak Pointe Ct, Hayward, CA 94542 Property Records

Alameda County property record for 4040 Oak Pointe Ct, Hayward, CA 94542 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,277 sqft · built 1985
Lot Size	1.16 acres (50,530 sqft)
Owner	Company Name on File
Tax Bill	$8,072 (2025)
Deeds & Mortgages	Sep 2020 Reverse Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`425-280-40`

Property Details

APN / Parcel Number

Primary APN	`425-280-40`
Alternative APN	`425-0280-040-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,277 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	50,530 sqft
Terrain	Steep
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Location & Zoning

Street Address	4040 OAK POINTE CT
City	HAYWARD
State	CA
Zip	94542-1446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00032 BLK: TR: 4000
Legal Subdivision	TRACT 4000
Legal Tract	4000
Legal Lot Number	32
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2000
Census Tract	436402

Owner

Source: Alameda County records · APN 425-280-40

Assessment roll updated August 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4040 OAK POINTE CT, HAYWARD, CA 94542-1446
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 09, 2020	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Sep 02, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 10, 2016
Transfer Doc	0000059869
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4040 OAK POINTE CT, HAYWARD, CA 94542-1446
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 OAK POINTE CT, HAYWARD, CA 94542-1446

Mortgage

Document Number	0000226277
Date	Sep 09, 2020
Instrument	2020226277

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.82%
Type Change Date	Oct 01, 2021
Change Frequency	Annually
Index	LIBOR

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4040 OAK POINTE CT, HAYWARD, CA 94542-1446
Document Number	0000226278
Instrument Date	Sep 02, 2020
Transaction Type	Mortgage
Record Updated	Nov 05, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4040 OAK POINTE CT HAYWARD CA 945421446, HAYWARD, CA 94542-1446

Mortgage

Document Number	0000226278
Date	Sep 09, 2020
Instrument	226278

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.82%

Tax Assessment & Valuation

Source: Alameda County records · Assessment roll updated August 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$669,232 (+0.94%) Land $283,172 Building $393,060
2025	$8,072.00 (+2.51%) Homeowner's exemption	$662,975 (+4.04%) Land $277,621 Building $385,354
2023	$7,874.00 Homeowner's exemption	$637,234 Land $266,842 Building $370,392	$1,321,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Alameda County (06001C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	About 1 in 313 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 87 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Unwired	Fixed Wireless	300 / 25
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, Etheric Communications, LLC., AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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