St. Louis County property record for 4040 Normanna Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,707 sqft · built 1997 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,358 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 375-0010-04205 |
| Primary APN | 375-0010-04205 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,707 sqft Gross Area |
| 1st Floor Area | 1,053 sqft |
| Basement Area | 1,053 sqft |
| Finished Basement | 1,053 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Type | Mixed |
| Garage Area | 4,050 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 605 sqft |
| Deck Area | 126 sqft |
| Storage Building | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Wood |
| Account Number | 1095767 |
|---|---|
| Street Address | 4040 NORMANNA RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | W1/2 OF NE1/4 OF NW1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 52N |
| Legal Section | 22 |
| Legal Subdivision | GNESEN TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GNESEN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10601 |
4040 Normanna Rd is owned and occupied by an individual who acquired it in July 2020.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4040 NORMANNA RD, DULUTH, MN 55803-9245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 1, 2020 |
| Transfer Doc | 0001028664 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 9, 2020 |
| Property Address | 4040 NORMANNA RD, DULUTH, MN 55803-9245 |
| Document Number | 00T1028664 |
| Instrument Date | Jul 1, 2020 |
| Instrument | T1028664 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2020 |
| Title Company | NORTH SHORE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 4040 NORMANNA RD DULUTH MN 558039245, DULUTH, MN 55803-9245 |
| Document Number | T1028665 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | T1028665 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 8, 2050 |
The 2026 property tax bill for 4040 Normanna Rd was $3,358 with a homeowner's exemption, up 9.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Gnesen Township |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,358.00 (+9.45%) Homeowner's exemption | ||
| 2025 | $3,068.00 (+27.94%) Homeowner's exemption | $624,900 (+4.9%) Land $104,900 Building $520,000 | $624,900 (+4.9%) Land $104,900 Building $520,000 |
| 2024 | $2,398.00 | $595,700 Land $95,100 Building $500,600 | $595,700 Land $95,100 Building $500,600 |
| 2022 | $459,500 Land $89,500 Building $370,000 | $459,500 Land $89,500 Building $370,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4040 Normanna Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4040 Normanna Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
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