4040 N Custer Rd, Monroe, MI 48162 Property Records

Monroe County property record for 4040 N Custer Rd, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Lot Size	5.61 acres (244,372 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Aug 2019)
Tax Bill	$1,586 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-460-088-41`

Property Details

APN / Parcel Number

Primary APN	`13-460-088-41`

Exterior

Lot Area	244,372 sqft (5.61 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4040 N CUSTER RD
City	MONROE
State	MI
Zip	48162-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEING A PART OF LOT 52, SUPERVISORS PLAT NO. 1, COM AT THE INTERSECTION OF RAISINVILLE RD AND N CUSTER RD; TH N 23 DEG 44'
Legal Subdivision	SUPRVRS 1 - RAISINVILLE TOWNSH
Legal Lot Number	52
Jurisdiction	MONROE MI
Township / Civil Division	RAISINVILLE
Census Block Group	1
Census Block	1012
Census Tract	830900

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4040 N CUSTER RD, MONROE, MI 48162-9604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2020	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Aug 26, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Aug 26, 2019	Quit Claim Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Prior Sale	Jan 2, 2003 · Amount on Record
Deed Document Number	201914303
Prior Transfer Date	Jun 2, 2017
Prior Transfer Doc	0000014301
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4040 N CUSTER RD, MONROE, MI 48162-9604
Document Number	0000003921
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4040 N CUSTER RD MONROE MI 481629604, MONROE, MI 48162-9604

Mortgage

Document Number	0000003921
Date	Feb 26, 2020
Instrument	3921

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	SYLVANIA, OH 43560

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 25, 2030

Interest

Rate Type	Adjustable Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 26, 2019
Property Address	4040 N CUSTER RD, MONROE, MI 48162-9604
Document Number	2019R14303
Map Reference	LB 8 PG 1
Instrument Date	Aug 8, 2019
Instrument	2019R14303
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,064.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 GOLFSIDE DR, 35, SAINT CLAIR, MI 48079-3577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 N CUSTER RD, MONROE, MI 48162-9604

Mortgage

Document Number	0000014304
Date	Aug 26, 2019
Instrument	2019R14304

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Aug 26, 2019
Property Address	4040 N CUSTER RD, MONROE, MI 48162-9604
Document Number	0000014301
Instrument Date	Jun 2, 2017
Instrument	14301
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 GOLFSIDE DR ST CLAIR MI 480793577, ST CLAIR, MI 48079-3577

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Raisinville Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,300 (+30.13%)	$376,600 (+30.13%)
2025	$1,586.00 (-48.69%) Homeowner's exemption
2023	$3,091.00 Homeowner's exemption	$144,700	$289,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1982–2011)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Nov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon, Xfinity.

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