4040 Monarch Ln, Covington, LA 70433 Property Records

St. Tammany Parish property record for 4040 Monarch Ln, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,216 sqft · built 2019
Owner	Individual Name on File
Last Sale	$369,000 (Mar 2021)
Tax Bill	$4,423 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2021 Sale & Mortgage + 1 more
APN	`107-819-1472`

Property Details

APN / Parcel Number

Primary APN	`107-819-1472`
Alternative APN	`34788`

Interior

Building Area	2,216 sqft Living Area

Exterior

Year Built	Built 2019
Garage Area	499 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4040 MONARCH LN
City	COVINGTON
State	LA
Zip	70433-5987
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABITA RIDGE SECS 2 3 7 11 LT50 PH1
Legal Subdivision	ABITA RIDGE
Legal Phase	1
Legal Lot Number	50
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2000
Census Tract	40608

Owner

Source: St. Tammany Parish records · APN 107-819-1472

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4040 MONARCH LN, COVINGTON, LA 70433-5987
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · FHA Mortgage HUD
Mar 18, 2021	Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE
Sep 17, 2019	Cash Sale Deed, Transfer WINTERS TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2021 · Amount on Record
Deed Sale	Mar 18, 2021 · Amount on Record
Prior Sale	Sep 17, 2019 · Amount on Record
Deed Document Number	2258925
Record Updated	Jun 08, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	4040 MONARCH LN, COVINGTON, LA 70433-5987
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002381036
Date	Jul 31, 2023
Instrument	2381036

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 01, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Mar 18, 2021
Property Address	4040 MONARCH LN, COVINGTON, LA 70433-5987
Document Number	0002258925
Map Reference	DOC 2126491
Instrument Date	Mar 18, 2021
Instrument	2258925
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10010 SOMBRERO AVE, BATON ROUGE, LA 70815-1375

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 MONARCH LN, COVINGTON, LA 70433-5987

Mortgage

Document Number	0002258926
Date	Mar 18, 2021
Instrument	2258926

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Interest

Rate Type	Fixed Rate

September 2019: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Sep 17, 2019
Property Address	4040 MONARCH LN, COVINGTON, LA 70433-5987
Document Number	0002174650
Map Reference	MAP 5778
Instrument Date	Sep 13, 2019
Instrument	2174650
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	WINTERS TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 MONARCH LN, COVINGTON, LA 70433-5987

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,423.00 (-3.51%) Homeowner's exemption	$43,914 (-) Land $8,000 Building $35,914	$439,144 (-) Land $80,000 Building $359,144
2024	$4,584.00 (+45.76%) Homeowner's exemption	$43,914 (+34.27%) Land $8,000 Building $35,914	$439,144 (+34.27%) Land $80,000 Building $359,144
2023	$3,145.00 Homeowner's exemption	$32,705 (-) Land $6,000 Building $26,705	$327,054 (-) Land $60,000 Building $267,054
2022	$3,145.00 Homeowner's exemption	$32,705 Land $6,000 Building $26,705	$327,054 Land $60,000 Building $267,054

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 213 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	8 (2005–2021)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Hurricane Katrina, Aug 2005 · 5 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 73% of Louisiana
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Metronet Holdings Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 598 locations within half a mile of this property.

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